Increase your offer 9k it will add like 50 bucks to your monthly payment and then ask for the 9k back as a credit. It nets them the same and helps you out. There are ways around these kinda challenges. Keep your head up!
2026-11-02 22:19:04
967
Aaron Rich | Akron OH Realtor :
Increase your offer by 9k and ask for the 9k as a closing credit. This is a fairly common practice. However, if you're low on cash savings, maybe think about finding something a little less expensive, a different loan product, or maybe continue in your current situation if possible. good luck
2026-11-02 21:03:30
1464
messyjessie562 :
I blame your lender and realtor for not making this clear.
2026-11-02 18:51:57
4554
Tiffany :
Mortgage Lender here. This should have been addressed by your realtor. Have your realtor ask if the seller is willing to help with closing costs if you’ll increase your offer. Reach out to me if you need any help at all! Your lender should be give you some guidance but I see they aren’t being very helpful..
2026-11-02 20:20:22
784
JDawg :
Get a new agent. This is the agents fault for not explaining
2026-11-02 19:47:33
1334
🏡TwinCitiesRealtor🏡 :
WHERE IS YOUR AGENT? WHY DIDN'T YOUR AGENT EXPLAIN THIS TO YOU? Call the BIC (broker in charge) and have them get to work on figuring stuff out. You're paying them A LOT OF MONEY TO TAKE CARE OF YOU and use REASONABLE CARE in your transaction.
2026-11-02 19:25:04
871
danielleking.realtorncsc :
WOW… your realtor didn’t have your back?! This is an easy fix and it should have never got to this point
2026-11-05 11:45:37
0
ISIA122223 :
Talk to the sellers. In this market, I’m sure they will work with you
2026-11-02 21:08:10
92
Jack :
This is the internet 😳
2026-11-05 20:38:28
0
Danismith :
Burnt toast theory. It sucks now, but it happened for a reason. Hugs ❤️
2026-11-02 20:15:23
110
Jeff :
That means there is something better for you and your children. Stay positive
2026-11-02 18:27:40
413
Ann Marie Taylor :
I know it hurts right now, but I can ASSURE you that everything happens for a reason, it may not seem that way right now, but there is a house out that is perfect for you and you will find it. Your internet Aunties love you and you got this!!!!
2026-11-02 19:04:43
126
Stephanie 📚🐉 (BookDragon227) :
I’m so sorry honey.
2026-11-05 21:43:24
0
SACRAMENTO, CA REALTOR :
100000% your Realtor should have pointed this out to you AND your lender should’ve provided an updated worksheet based on the counter. Which your Realtor should have also initiated that.
2026-11-02 20:36:08
132
The Zen Company :
This means there’s a much better house for you
2026-11-05 22:02:47
0
@gabbycurb76 :
You need to get a new lender and your lender was not communicating with you at all
2026-11-04 02:38:46
0
Itzel McGregor | Realtor :
You should ask your realtor if they can go back and ask if they can offer the 9k back because otherwise the deal will fall through and most likely the seller doesn’t want that and will either offer the full 9k or a part of it. Or you can increase your offer prize by $9k so that they can give you back the 9K for closing costs.
2026-11-05 01:20:19
1
The Log Cabin Life :
Sam, my girl, God is protecting you and has something better in store for you! Many times in my life, my worst day ended up being my best day. I just didn’t know it yet. ❤️
2026-11-02 18:50:44
46
Kyra :
This isn’t the end! It’s just a bump in the road! I’m sorry it didn’t work out this time, but your roots WILL root soon!! Sending strength your way 🫶🏼🌲💪🏼
2026-11-02 18:28:26
37
Wendy The Broker :
Mortgage lender here… I’ve closed hundreds and hundreds of loans. This is crazy. Your realtor needs to help you with this!
2026-11-02 21:03:17
35
Raven :
Im so sorry. I hope u find something even better
2026-11-02 18:23:31
29
SammySam :
Real estate can be so confusing. I was always saying - “explain it to me like I’m 5 years old”. I’m so sorry.
2026-11-02 18:48:15
55
CokiZl1 :
Just offer $9000 more on the house and get the credit???
2026-11-02 21:03:30
8
slowdown…i’ve got little legs :
Honestly, everything happens for a reason. Ask the sellers if they can raise the sale price of the house 9k and give you the 9k credit.
2026-11-02 20:01:31
92
Realtor Mom | Elevated Over 40 :
This is the exact reason people need a Realtor we clarify allll of the numbers & costs
2026-11-02 20:44:22
39
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