@5starmotorco: I’m definitely not a financial advisor, but it’s evident the banks are going after good credit deals #carsoftiktok #cardealership #dealershiptok #carsales #finance

Codie Bell
Codie Bell
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Region: US
Monday 02 November 2026 18:20:13 GMT
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jonathan.adkins8
Jonathan Adkins :
We have had our kids on credit card since they were born. We pay them off every month . By the time they turn 18 they will have 18 years of credit with no late fees as long as mom and dad don’t mess up. You gotta think generational wealth
2026-11-02 20:40:49
6
fabiano6056
Fab605 :
And you sold it to him?
2026-11-02 20:38:41
9
zach6728
Zach :
Depends on the term, 72 month loan @ $650/month is like 13%.. that’s a terrible opportunity
2026-11-02 19:16:09
55
craig.plaatje
Craig Plaatje :
my son did the same thing last year on a used $40k TRD pro Tacoma
2026-11-02 22:50:46
2
dongoescruising
Don 🚢🚢🚢🚢 :
And that car will be repoed in six months.
2026-11-02 20:03:16
20
workingcorners
None of your biz :
insurance is gonna be crazy on it.
2026-11-09 17:03:32
0
kirbyx1217
kirbyx1217 :
My bank keeps offering me a preapproved 50k loan to use for whatever. They even called me and emailed. lol I’m like yo. That’s a crazy high amount!
2026-11-02 21:24:23
4
ericeli28
Ericeli :
I remember years ago I tried to lease scat pack with 4k down and 720 credit score and got denied because I was first time buyer times have changed I guess and car was only 450 month
2026-11-02 22:46:30
1
applezachs
Zach :
Putting a child in a 650 a month payment is exactly why the auto industry is going to experience a big short.
2026-11-02 21:39:32
7
wronxo
Unknownine :
I mean everyone has their own route , at 18 I had scatpack no consigned 2k down , 650 credit at the time at 18 paid 35k paid it off in 2 years I’m 21 now with a 2008 Honda civic and jeep srt that almost paid off and still have my scat yess I have my own bill and place , it just about your mindset of what you want in life , people do get repo but not every young person make mistake with there money , guys just do right with your money and keep your credit up and you be fine 👍
2026-11-03 02:17:58
1
codyswenson6797
user4344185849685 :
This sounds a lot like how the housing market crashed in 2008
2026-11-02 20:03:52
13
hindiaayali
Hindiaay Ali :
The damn rip off for a good credit score, because if I prove to you that I can pay my bills, I’m not putting nothing down
2026-11-02 22:41:05
1
blome1979
blome1979 :
dude if u got 8k down your getting almost anything on the lot patrick Mahomes
2026-11-02 21:07:44
6
dougbyrd
Doug Byrd :
what was 32k or 40k ....come on man😂
2026-11-03 01:16:12
2
jijuybjioojnn
jijuybjioojnn :
Hope he bought GAP insurance.
2026-11-02 20:07:52
6
midwest_stang
Midwest Stang :
I just bought two cars this week from Ford both with Ford Credit. 2026 Ford Mustang Dark Horse and 2027 Ford Explorer ST. 10k down on each, 4.5% on each for 72 months each.
2026-11-02 23:52:16
2
oldmandrumming
Hay Penny Drummer :
BMW is a bad idea. Should have bought something that will hold up and is cheaper to maintain.
2026-11-02 21:29:04
0
apexline83
Apexline :
$8,000 is down is the reason. Even at a high monthly payment they have almost a year of a safety net with that deal.
2026-11-02 23:51:28
4
danamichellejesse
danamichellejesse :
Mine did similar.. but he had a big down payment
2026-11-03 00:51:11
1
cappnallday
yomama420 :
what bank lol
2026-11-02 18:25:58
1
ms28840
ms288 :
Money talks
2026-11-02 21:53:56
1
cbruh92
C U R T :
Yeah and a brand new vehicle purchase with PRISTINE credit - 8-9% interest. I’ll keep what I have.
2026-11-02 20:39:53
1
michauxmtb2
michauxmtb2 :
Yea that’s wild
2026-11-02 20:23:19
1
aud1405
user8848188536595 :
650 car payment and 400 insurance?
2026-11-02 18:53:14
1
born_ruthless
tommy :
Don’t forget the LTV before you get people hopes up. Plus or minus 100% will determine if you’re saying something lol
2026-11-03 20:42:39
0
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