Or atleast lower my rate every year i dont have any accidents, but nooooo my insurance still goes up every year for no reason……
2026-11-11 10:49:44
21538
bayley :
It genuinely pisses me off that im technically paying off peoples crash debts when I am a good driver
2026-11-12 12:48:30
5611
ecstali :
realistic opinion. 50% gets returned every year without claim made
2026-11-13 11:00:42
658
「 ➃ 𝓛𝓲𝓷𝓭𝓮𝓷 ⨂ 」 :
Paying $250 each month is insanely
2026-11-13 11:14:15
8
Wooks :
You should insure the vehicle not the driver. If it’s a ford fiesta it’s 200 pound a year. If it’s a Porsche it’s 2000 pound a year.
2026-11-13 17:08:03
7
Panther_1188 :
I think a percentage should roll over into your next insurance year. 20%. This will incentivise careful driving as this compound benefit will grow year on year.
2026-11-12 21:51:20
1280
Sammiiii :
& they wanna make the cost higher for younger people since they automatically assume they’re going to crash
2026-11-12 17:14:02
733
Turativut :
Insurance only works because u don’t get paid back, some people need to go back to school, and it being mandatory is the best thing there is, if someone that has little to no net worth and no insurance damages ur vehicle, u would most likely be stuck with the damages urself, u can’t get money from someone that doesn’t have anything
2026-11-13 17:36:25
11
Sam Bassett :
to be fair your rate does go down if you're not in an accident. Obviously insurance can't only charge people who use it else they'd go bankrupt
2026-11-13 15:20:19
0
ava_nique._ :
insurance is legal scam
2026-11-03 05:08:36
189
essytorres305 :
IAM WITH YOU 100%
2026-11-07 02:06:12
2813
Not again 65 :
At least half…
2026-11-10 04:08:00
425
slpht :
How do you see it? How will they making money?
2026-11-13 08:39:37
1
iridium.4is :
getting it all back makes no sense, it should be a percentage
2026-11-12 18:38:27
0
angel🌺 :
I hate how long it takes for people insurance to go down after accidents… when I first started driving, I was still learning how to use my car. I reversed into two people and caused literally basically no damage to either of the vehicles. And now more than a year and a half later i still have to 500… monthy
2026-11-13 13:47:42
0
rravelooo🌞 :
Louder
2026-11-13 15:10:22
0
⃟ :
Infortunately thats not how an insurance company can work
2026-11-13 18:04:01
5
alex__.re :
Certainly would be hard to run a business that way
2026-11-12 20:30:41
157
melanieleannee :
How would you expect them to pay people out for accidents/claims, if they didn’t keep the money lol….
2026-11-11 15:40:51
2524
hayych :
atleast 50%
2026-11-13 11:00:10
6
Michael :
That’s not how insurance works
2026-11-13 00:47:42
6
—Sinéad— :
It’s an insurance payment not a security deposit 😂. How do you expect them to pay out if they have to give everyone their money back
2026-11-13 08:46:40
18
mickhatestiktok :
where do you think insurance companies gets the funds to pay people in accidents? 😭
2026-11-11 13:40:59
322
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