BenefitBesties
Region: US
Tuesday 03 November 2026 18:00:09 GMT
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mollzy94 :
Copays do not go towards deductible
2026-11-03 18:59:48
7670
Christian :
So it only benefits me if I’m constantly going to the doctor
2026-11-03 22:06:11
2238
Sophieandme :
insurance is a scam
2026-11-03 20:08:39
2282
FancyNancy :
Previously worked in health insurance and it eye opening how much of this people don’t understand. Way to go to explain it in layman’s terms!!
2026-11-03 20:01:26
1460
La.Vivi.Jasso 🇲🇽🇺🇸🌎 :
to qualify for HSA the options I have, have a crazy premium, leaving little to nothing to contribute to HSA
2026-11-07 17:58:43
0
A. Elle. H. :
It’s dumb!!!! All dumb!!!!
2026-11-03 21:16:18
171
Travelchic73 :
Our insurance has no deductible…copays and max out of pocket…that keeps increasing!!!
2026-11-07 13:35:51
0
Jennifer Huynh :
whhaahahatttt😭😭😭😭 I have umr ppo we need a lesson
2026-11-07 13:48:32
0
Sunny :
And that's on top of your monthly insurance payment.
2026-11-03 23:36:11
484
estrojen :
As a healthcare worker, self pay is the most affordable option. Put $ in your savings and only get insurance if you get C.
2026-11-03 21:16:02
124
sweet_caroline_in_mo :
Let’s not forget that you can hit your out-of-pocket max even though you haven’t satisfied deductible. That’s another fun one to explain.
2026-11-07 13:10:28
0
Bdemo190 :
That’s maddening that any payment doesn’t go toward the deductible. It should be illegal. Accumulators are illegal in more than half of the states
2026-11-03 20:02:39
325
Daona | DMV Reviewer :
This was helpful
2026-11-06 02:52:20
1
h0nestlyjg :
i have insurance 😭 be looking like this sometimes
2026-11-03 20:21:11
375
Anabel :
I love you benefitbesties i turn 26 this year so im NERVOUS and lost lol this helps
2026-11-03 19:45:51
33
Meg :
So basically a scam
2026-11-03 21:39:08
20
Cjmomx2 :
It’s criminal what is being charged for health insurance. I go twice a year and I pay out of pocket for everything, I barely meet 1000 out of my high ass deductible not to mention the almost 1000.00 a month premium.
2026-11-03 21:10:44
46
ewoksparkykarl :
this is why I never will leave Kaiser!!!
2026-11-03 20:25:20
2
i_dunno_honestly :
This is a super helpful visual! I would only add that after your deductible and oop max are met, insurance covers ✨everything that’s a covered benefit and that they deem to be medically necessary✨ at 100%
2026-11-03 21:01:06
30
Bee :
My Out of pocket max is 17000 🫠
2026-11-03 20:47:13
19
Julia Leslie :
This is why I set up my HSA to cover the amount (or pretty close) of my OOP max
2026-11-03 20:17:53
77
courtney.teehan :
how do you know what services go towards deductible and what go towards out of pocket max when the deductible isnt hit yet
2026-11-03 19:52:48
15
Addy :
Amazing video. This is so helpful.
2026-11-03 18:16:23
6
Roz :
how much are you paying per month for just having the opportunity to pay the deductible and out of pocket max?
2026-11-06 19:26:27
1
Jala ‘N Makeup :
Hold on you done lost me 🤔 go a bit slower
2026-11-04 00:06:42
0
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