@_melissamarieofficial2.0: 🚨 WILL YOUR LIFE INSURANCE PREMIUMS INCREASE IF YOU BORROW FROM YOUR CASH VALUE?! 👀💰 let’s talk about it! The answer is NO! 🙌🏽 Taking a policy loan does NOT automatically increase your scheduled premium payments! Here’s what you need to understand! 👇🏽 💰 You’re borrowing against the available cash value in your permanent life insurance policy. 🏦 Your loan will accumulate interest based on your policy’s terms. ❤️ Any outstanding loan balance plus interest can reduce the death benefit your beneficiaries receive. 📈 Your premiums don’t automatically increase just because you borrowed money, BUT an outstanding loan can affect your policy’s performance and may require additional funding to prevent a lapse!!! 📌 THIS is why understanding how your policy works is so important! Life insurance is NOT one size fits all, and neither are policy loans! 📲 Want to understand how to access your cash value responsibly? Book your FREE consultation through the link in my bio! #CashValue #IUL #PolicyLoans #LifeInsuranceEducation #financialliteracy

Life Insur Agent Melissa Marie
Life Insur Agent Melissa Marie
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Tuesday 03 November 2026 20:59:23 GMT
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_melissamarieofficial2.0
Life Insur Agent Melissa Marie :
💡 LET’S CLEAR THIS UP! Taking a loan against your life insurance cash value does NOT automatically increase your premiums! 💰 Also, loans from a properly structured, non MEC policy are generally NOT taxable as long as the policy stays in force. Understanding HOW your policy works is KEY! 👏🏽📲
2026-11-03 20:59:46
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