@washicard: cash back vs points, explained in 6 slides 💳 cash back: 1 cent is 1 cent. simple. points: worth about 0.6¢ to 2¢+ each, depending on how you use them. $6,000 a year on dining: • 2% cash back card → $120 • amex gold at 4x → 24,000 points → about $144 cashed out → about $360–480 transferred to an airline …then subtract the $325 annual fee. team cash back or team points? 👇 point values are rough estimates and vary. not financial advice. track every card credit free with washicard (link in bio). #creditcards #cashback #creditcardpoints #pointsandmiles #PersonalFinance #amexgold #moneytips #washicard