@eu_made_simple: Why can't some millionaires in their 50s retire, even with the same savings as someone who can? Justin Kuntz, CFP®, of Pacific Wealth Management compares two 56 year olds with $2.4 million each, one who can retire now and one who has to work until 64, and explains the four traps that keep money out of reach before 59 and a half: too much in pre-tax accounts, concentrated company stock, illiquid assets, and kids still on the clock. He then covers the three profiles who can retire early (the bridge builder, the income floor retiree and the structurally flexible retiree) and why liquidity matters more than net worth in your 50s.#retirementincome #retirementplanning #financialplanner #retirement #socialsecurity

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Friday 06 November 2026 12:05:00 GMT