@clobaremoneycoach: I know this stuff can get complicated and overwhelming so if you want some help with it? Comment TRAINING and I'll send you my free training. How to invest when you're 35+ with no idea how to invest?? Let's do it with Charles Schwab this time, since they now have no minimum to invest, yay! Remember-- even if you can't do however much I mentioned in the video-- EVERY DOLLAR COUNTS. Don't let that big scary number stop you from starting with what you can. UPDATED NUMBERS FOR 2026: 1. I’d open my account at Charles Schwab (not sponsored for some reason) 2. I’d open up a Roth IRA as long as I qualified (if i didn’t— I’d use a traditional IRA or a backdoor Roth IRA). To qualify you need to make less than $153k MAGI/year if you’re single, or $242k if you’re married and file taxes together. 3. I’d contribute $7.5k a year to that Roth IRA and then $20k a year to my Roth 401(k)— tax-free growth baby! 4. I’d buy investments like SWPPX or SWTSX so I could be well diversified and at LEAST get started! Now here’s the thing— you won’t want to be ONLY invested in something like SWPPX or SWTSX— because you want to be really diversified in order to withstand the ups and downs of the market, at any age. What types— are going to depend on you! If you need help with that--we are talking about it in my free training! Comment TRAINING to get instant access. Disclaimer: This page is for educational purposes only. I am not a licensed financial professional-- I'm just someone who has made a lot of mistakes, learned from them, and now is teaching others the same. To view our full disclaimer check out our disclaimer highlight or head to our terms and conditions at clobaredotcom. keyword: investat35-schwab
