@financingwithalex: What it costs you to buy a house in Texas: $76K+ Estimated yearly household income needed to comfortably buy the typical single-family home in each city: Highland Park $950K · Southlake $393K · Frisco $198K · Austin $164K · Plano $158K · Sugar Land $142K · Dallas $107K · Fort Worth $100K · Houston $92K · San Antonio $86K · El Paso $84K · Corpus Christi $80K · Lubbock $76K How I got there: Zillow's typical single-family value for each city (Sept 2026), 20% down, a 30-year fixed at 7.24% (the Freddie Mac average on Oct 29), Texas's average property tax rate (1.40% a year) plus the state's average homeowners insurance ($4,582 a year), and the whole payment kept to 28% of gross income. Where it changes: condos and townhomes cost less than these. Less than 20% down adds mortgage insurance. Car loans and student loans push your number up. Property taxes also vary by county. If this made your stomach drop, you're not the only one. Would you still buy here? Tell me in the comments. Hypothetical example for educational purposes only. Not a loan offer or commitment to lend. Rates, payments, and terms vary by borrower and program and are subject to credit approval. Alex, NMLS 2705406 #texas #texashomes #firsttimehomebuyer #homebuying #mortgagetips

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Wednesday 04 November 2026 20:06:00 GMT