@mygovexpert: What happens to my Social Security benefits when my spouse dies? Your spouse benefits will generally convert to survivor benefits automatically if you are at full retirement age, but if you are younger, you must manually contact the Social Security office to claim them. Be sure to specifically request the one-time $255 lump-sum death payment, as even a minor address discrepancy can sometimes cause this payment to be missed by the automated system. Check your benefit award letter today to confirm your address is identical on both your and your late spouse’s records. Free guides and a real conversation at 24help.org (link in bio) #socialsecurity #survivorbenefits #retirementplanning #ssa