@budgetwithbrenda: You don’t need thousands to make progress! Even an extra $100 a month toward your mortgage principal can help you save on interest and pay off your home sooner. 🏡 Making the equivalent of one extra monthly payment each year could shorten a 30 year mortgage by around 5 years, depending on your rate, balance, and when you start. ✨ Make sure your extra payments go directly toward principal! #personalfinancetips #mortgagepayoff #homeownertips