@elvis_w_g: 25% per annum sounds good until you read the fine print. Before you put your money in any fund, check these 6 red flags. You can't explain the product in one sentence. They only talk about the return. There are penalties for missed payments. The math doesn't make sense once you add the fees. They rush you to sign. There is no clear record of returns. I was once told to invest in an endowment fund at Ksh 40,000 a month. Before I signed, I read about the penalties for missing a premium. I didn't put my money there. People invest their money blindly. If you don't understand it, paste the terms into Claude or ChatGPT and ask about the fees, the penalties and what you really get after 1 year. Only invest in something you understand. This is not financial advice. Save this and send it to the friend who just got a 25% per annum offer. Elvis W. #Investing #PersonalFinance #MoneyTips #Kenya #Nairobi #FinancialLiteracy #Click2Skill #ElvisW

Elvis W +254115661135

Open In TikTok:

Region: KE

Thursday 05 November 2026 16:11:06 GMT