@cashcoachai: Retailers are forecasting a $1.013 trillion holiday season. Apparently, they would like all of us to participate. Before you open a single Black Friday email, set one total holiday budget. Include gifts, travel, food, decorations and all the “small” extras that never stay small. Then split that number by category and track it while you shop. A discount does not save you money if it pushes you over budget. Cash Coach AI helps you set a holiday goal and see where your spending stands before the January credit card bill arrives. Which category usually causes the most holiday budget damage? #HolidayBudget #HolidaySpending #PersonalFinance #Budgeting #cashcoachai

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