@wealthmadeaccessible: These are a few of the habits that changed my life. 1. Changing my circle - I was massively influenced by my friends , a trouble maker, and angry becuase I went into care. My friends at the time i loved and it broke my heart to cut them out, but i had to cut them off. Getting kicked out of school gave me a glimpse of my life if i carried on. I tested my foster mums theory at a new school of making friends with at the time what I thought were “goodie too shoes” and became totally unrecognisable. I became a goodie too shoes 👞 2. Addictive personalities - my foster family always saw this as my biggest strength because id do whatever I set my mind to whether that’s jumping out of planes, or you know what. I went a bit cray cray at 16/17 when my foster cares became a bit less strict and i was close to going back to 13 y/o me. When I got to uni I pushed all of my flat mates away, spent most of my evenings and weekends in the library and focused on working hard to get a degree 3. Self discipline - I budgeted like crazy, lived frugally and way below my means. I had a leaving care adviser called yunus that said if I went to uni I could leave uni with 10k if I saved everything. That stuck with me , and me being me tested it out. This meant saying no to nights out, spending £11 on my weekly food shop even though I could afford 4x more than that etc to put it towards something bigger. A home of my own. I now still do this by investing as my goals have evolved but that’s just how it started for me. As a care leaver you have nothing and personally this makes self discipline easy for me, knowing that if it goes wrong you only have yourself to fall back on. If everyone thought like this I’m certain they’d spend less and save more 4. Knowing your numbers - how much you need to need to get to 10k, 100k, 1 million. Know how much you spend versus save each month. Calculate how much you need to retire and then working towards it

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