@rivasloans_: Day 4 🏠 You don't need thousands saved to buy your first home in LA. The City of LA's MIPA program (Moderate Income Purchase Assistance) offers a subordinate loan — up to $115,000 — to help cover your down payment and closing costs. 0% interest, deferred, no monthly payments. The basics: first-time buyer, middle FICO score of at least 660, an 8-hour homebuyer education course, and at least 1% of the home price as your own down payment. ⚠️ LAHD opens its next loan reservation window December 16 — and there are only 13 reservations available. Want to know if you qualify? DM me READY or drop a comment below. Karla Rivas | Mortgage Advisor | NMLS 1998739 General information only — program terms and availability can change. #education #finance #rivasloans #firsttimehomebuyer

Karla Rivas

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Friday 06 November 2026 00:23:03 GMT