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@nina522278: #usa #single #tiktok #foryou #oldman

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Friday 06 November 2026 09:20:37 GMT
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🚨🇺🇸 VETERANS: If you’re being quoted well above 7% on your VA loan, you need a STRATEGY before you buy! 1️⃣ NEGOTIATE HARD FOR SELLER CREDITS 💵 Higher rates make buying more expensive. Seller credits can help cover closing costs and potentially buy down your rate, giving you more flexibility. Have your Realtor negotiate aggressively before you commit! ✊🏾 2️⃣ CONSIDER THE VA 5/1 ARM 📊 Don’t fear a loan you haven’t taken the time to understand. The interest rate is fixed for the first 5 years, or 60 months, then can adjust annually. I believe rates could come down during that window, but nobody has a crystal ball. Understand the adjustment caps and make sure your plan works even if refinancing isn’t available. 🧠 3️⃣ DON’T GET SOLD ON A TEMPORARY PAYMENT ⚠️ A 2/1 buydown reduces your payment temporarily. Your payment increases in year 2 and again in year 3 as the subsidy ends. My recommendation: compare using those seller credits toward a permanent rate buydown instead. Don’t make a long term purchase based only on the first year’s payment! 👏🏾 4️⃣ BUILD THE RIGHT TEAM 🤝🏾 As @Dr. Dharius Daniels says, “You don’t go as far as your dream, you go as far as your team.” The right lender + the right Realtor can help you negotiate, understand your options, and get to the finish line with a plan that fits your finances. 💪🏾🏡 🌐 Visit www.gregthemortgagementor.com for a FREE second opinion, to apply for a loan, or to book a one on one consultation. Greg West Jr. | NMLS ID 1447959 #VALoan #firsttimehomebuyer #MilitaryHomebuyer #MortgageTips #FYP
🚨🇺🇸 VETERANS: If you’re being quoted well above 7% on your VA loan, you need a STRATEGY before you buy! 1️⃣ NEGOTIATE HARD FOR SELLER CREDITS 💵 Higher rates make buying more expensive. Seller credits can help cover closing costs and potentially buy down your rate, giving you more flexibility. Have your Realtor negotiate aggressively before you commit! ✊🏾 2️⃣ CONSIDER THE VA 5/1 ARM 📊 Don’t fear a loan you haven’t taken the time to understand. The interest rate is fixed for the first 5 years, or 60 months, then can adjust annually. I believe rates could come down during that window, but nobody has a crystal ball. Understand the adjustment caps and make sure your plan works even if refinancing isn’t available. 🧠 3️⃣ DON’T GET SOLD ON A TEMPORARY PAYMENT ⚠️ A 2/1 buydown reduces your payment temporarily. Your payment increases in year 2 and again in year 3 as the subsidy ends. My recommendation: compare using those seller credits toward a permanent rate buydown instead. Don’t make a long term purchase based only on the first year’s payment! 👏🏾 4️⃣ BUILD THE RIGHT TEAM 🤝🏾 As @Dr. Dharius Daniels says, “You don’t go as far as your dream, you go as far as your team.” The right lender + the right Realtor can help you negotiate, understand your options, and get to the finish line with a plan that fits your finances. 💪🏾🏡 🌐 Visit www.gregthemortgagementor.com for a FREE second opinion, to apply for a loan, or to book a one on one consultation. Greg West Jr. | NMLS ID 1447959 #VALoan #firsttimehomebuyer #MilitaryHomebuyer #MortgageTips #FYP
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#fypシ #khobar
@Mariana Fagundes #marianafagundescy #mjmusiccy #sertanejo #musica #tipografia
@Mariana Fagundes #marianafagundescy #mjmusiccy #sertanejo #musica #tipografia
Ai team món khô, điểm danh nhập cuộc trước cùng Vĩnh nhaa 🖐️🖐️ #MeMonViet #MeNhacViet #MePEPSI #HoptaccungPepsi
Ai team món khô, điểm danh nhập cuộc trước cùng Vĩnh nhaa 🖐️🖐️ #MeMonViet #MeNhacViet #MePEPSI #HoptaccungPepsi

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