@victordoesthemath: Most people have no idea how little of their mortgage payment actually goes toward their house in the early years. I ran the full amortization schedule on a $400,000 loan at today’s rates, and the five-year number is wild. The good news is the same math works in your favor once you know how it runs, and one small change cuts years off the loan. Do you make extra payments? Let me know in the comments! #PersonalFinance #financetok #moneyhacks #homebuyer #familyfinance

victordoesthemath
victordoesthemath
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Friday 06 November 2026 19:03:51 GMT
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pi_hole_filler
Ryan :
making payments every 2 weeks made a difference
2026-11-06 23:38:08
8
yolo2020124
yolo202012 :
The way the system is set up is for the bank to always win. People in general move around the 5 year mark after buying a place. So all the money paid off to the loan, a person only gets a minimum return unless the house appreciates a lot during those 5 years. Game is rigged
2026-11-07 06:04:35
0
well_wellz
Bill :
15yr mortgage can’t relate
2026-11-06 23:39:21
0
authenticallyadhdme
Rachel’s Makery :
We got fucked Because all of the sudden, our property taxes went up 700$ per month. All our early payment strategies went out the window… and then our health insurance doubled! It’s not fair out here, so thank you for helping us navigate 💕this
2026-11-07 02:11:26
3
fakebelow
fakename :
seems like people truly get raked very the coals on home loans. how does it compare to renting where there's no equity gain, but lower monthly?
2026-11-07 02:11:30
1
edwardszaycarl
Big Mia—- :
I needed to hear this!
2026-11-06 22:23:08
3
waseemakbar26
Waseem Akbar :
❤️👌 thank you so much for your awesome videos.
2026-11-07 02:41:33
0
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