@victordoesthemath: Most people have no idea how little of their mortgage payment actually goes toward their house in the early years. I ran the full amortization schedule on a $400,000 loan at today’s rates, and the five-year number is wild. The good news is the same math works in your favor once you know how it runs, and one small change cuts years off the loan. Do you make extra payments? Let me know in the comments! #PersonalFinance #financetok #moneyhacks #homebuyer #familyfinance
The way the system is set up is for the bank to always win. People in general move around the 5 year mark after buying a place. So all the money paid off to the loan, a person only gets a minimum return unless the house appreciates a lot during those 5 years. Game is rigged
2026-11-07 06:04:35
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Bill :
15yr mortgage can’t relate
2026-11-06 23:39:21
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Rachel’s Makery :
We got fucked Because all of the sudden, our property taxes went up 700$ per month. All our early payment strategies went out the window… and then our health insurance doubled! It’s not fair out here, so thank you for helping us navigate 💕this
2026-11-07 02:11:26
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fakename :
seems like people truly get raked very the coals on home loans. how does it compare to renting where there's no equity gain, but lower monthly?
2026-11-07 02:11:30
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Big Mia—- :
I needed to hear this!
2026-11-06 22:23:08
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Waseem Akbar :
❤️👌 thank you so much for your awesome videos.
2026-11-07 02:41:33
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