@ollypersonalfinance: Please be careful who you take financial advice from on the internet. I’m sure these ladies are lovely and have an entertaining podcast, but this is a prime example of a common misunderstanding in personal finance. #PersonalFinance #pension #statepension #retirementplanning #financialliteracy

Olly - Personal Finance
Olly - Personal Finance
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Region: GB
Saturday 07 November 2026 08:30:37 GMT
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ahhhhhhhhhhhh380
ahhhhhhhhhhhh380 :
Podcast equipment needs to be regulated seriously
2026-11-07 10:39:32
4988
chris_gardener
Chris Gardener :
And this is a perfect example of why financial education should be mandatory in schools to prevent anyone from believing something like this that could have disastrous implications for their future
2026-11-07 09:54:45
2868
joefelton8
Joseph Felton :
This should be illegal
2026-11-07 09:20:00
3154
bob.jones.revived
Bob Jones Revived :
People don’t understand the difference between state and private pension
2026-11-07 13:08:12
863
adamjenkins33
adamjenkins33 :
As a financial adviser, this is one of my favourite videos I’ve come across on TikTok 😂
2026-11-07 11:36:48
873
chris.r6833
Chris R :
Always had a private pension, currently £250k in it. Still got 15 years till 55
2026-11-07 09:34:19
547
jordanlowrie732
jordanlowrie732 :
I pay 7 percent into a private pension and my company match it ... 7 percent for free .. no brainer
2026-11-07 16:45:54
243
ham.dad
Ham Dad :
I don’t understand people who say their house is their pension. They retire and then what? They sell their house brick by brick, roof tile by roof tile? What are they talking about?
2026-11-07 15:56:45
747
tongealong
Sophy🩷 :
Your house is not your pension guys you cant get to that money unless u sell it then u have no where to live
2026-11-11 17:33:14
1
tiktoker10293837465
Tik Toker :
Honestly I think the biggest problem around pensions is that people think you can’t retire until the pension age. All I hear is I may never get to 67. 90 + % of people get to that age. And if you invest in a private pension along side your workplace pension if it’s returns well like magic you’ll be able to retire early. I’m on for retirement at 60 at the latest atm.
2026-11-11 10:14:04
0
mggray
Mark Gray :
You should have to pass certain tests before you can release podcasts.
2026-11-07 12:14:41
164
wealthfromzero0
Build wealth from zero :
Maybe I’m naive but there seems to be a fear the state pension won’t exist. I just think any political party that wanted to remove the state pension would get nowhere near office.
2026-11-11 11:22:19
0
sofie_xx
Soph 🤍✨ :
I think it’s sooo important to educate yourself on the basics of pensions, tax and national insurance etc! It’s good knowledge to have
2026-11-07 17:21:12
97
user694206969
User6969 :
I feel like she's on about the workplace pension when she's on about opting out but then talks about state pension when she says there won't be one 😂
2026-11-11 14:08:51
0
manda_p2
Mandajanex :
I opted out on mat leave this is a reminder to rejoin xx
2026-11-11 18:34:34
0
raelaurenn1
raelaurenn1 :
Podcasts talking about finances need to have the same disclaimers as financial promotions. People have to take hard exams to provide financial advice for a reason!
2026-11-07 11:17:07
45
04iscool
04iscool🏒 :
I’m on the belief that the state pension will not be there so I need to max out my privet pension
2026-11-07 10:05:36
49
investingfooddude
Investingfooddude :
Worse thing i did was not starting a pension sooner… now im having to put loads more in to make up for lost years
2026-11-11 14:21:44
0
thundr_n_lightning
Lightning McQueen :
My goal is to have mortgage paid off and a private pension to maintain a similar lifestyle to now, any state pension will be a bonus.
2026-11-07 17:45:35
20
jon.smith953
Jon Smith :
The little ‘no you didn’t’ 😂👏
2026-11-08 17:53:26
5
wengerland
will :
No you didn’t 🤣🤣
2026-11-07 10:04:54
15
chloeclancie
Chlo💫 :
Anyone doing pod casts these days 😂😂😂😂😂😂😂😂
2026-11-07 10:51:20
24
ddresssofly
dee🐏 :
Cancelled my private pension last week. I need that money rn, I’m only 25 I have time to work and pay money in later when I’m in a better financial position
2026-11-07 17:49:20
13
helenaibrown0
Helena :
I genuinely don’t know if a state pension will be a thing when I reach state pension age, it’s becoming unaffordable. I’d never bank on and rely on it being a thing in future. As someone who works in pensions, this is why I prioritise my private pension as much as I can. It is so worthwhile, tax efficient and also free money if your employer is paying in! So many people regret not paying into their private pension
2026-11-07 10:04:26
78
brainstormchicken
BrainstormChicken :
Oh man, they didn’t even know the definitions. Thinking they opted out of state pension is 🤯
2026-11-07 11:34:53
12
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