@ollypersonalfinance: Please be careful who you take financial advice from on the internet. I’m sure these ladies are lovely and have an entertaining podcast, but this is a prime example of a common misunderstanding in personal finance. #PersonalFinance #pension #statepension #retirementplanning #financialliteracy
And this is a perfect example of why financial education should be mandatory in schools to prevent anyone from believing something like this that could have disastrous implications for their future
2026-11-07 09:54:45
2868
Joseph Felton :
This should be illegal
2026-11-07 09:20:00
3154
Bob Jones Revived :
People don’t understand the difference between state and private pension
2026-11-07 13:08:12
863
adamjenkins33 :
As a financial adviser, this is one of my favourite videos I’ve come across on TikTok 😂
2026-11-07 11:36:48
873
Chris R :
Always had a private pension, currently £250k in it. Still got 15 years till 55
2026-11-07 09:34:19
547
jordanlowrie732 :
I pay 7 percent into a private pension and my company match it ... 7 percent for free .. no brainer
2026-11-07 16:45:54
243
Ham Dad :
I don’t understand people who say their house is their pension. They retire and then what? They sell their house brick by brick, roof tile by roof tile? What are they talking about?
2026-11-07 15:56:45
747
Sophy🩷 :
Your house is not your pension guys you cant get to that money unless u sell it then u have no where to live
2026-11-11 17:33:14
1
Tik Toker :
Honestly I think the biggest problem around pensions is that people think you can’t retire until the pension age. All I hear is I may never get to 67. 90 + % of people get to that age. And if you invest in a private pension along side your workplace pension if it’s returns well like magic you’ll be able to retire early. I’m on for retirement at 60 at the latest atm.
2026-11-11 10:14:04
0
Mark Gray :
You should have to pass certain tests before you can release podcasts.
2026-11-07 12:14:41
164
Build wealth from zero :
Maybe I’m naive but there seems to be a fear the state pension won’t exist. I just think any political party that wanted to remove the state pension would get nowhere near office.
2026-11-11 11:22:19
0
Soph 🤍✨ :
I think it’s sooo important to educate yourself on the basics of pensions, tax and national insurance etc! It’s good knowledge to have
2026-11-07 17:21:12
97
User6969 :
I feel like she's on about the workplace pension when she's on about opting out but then talks about state pension when she says there won't be one 😂
2026-11-11 14:08:51
0
Mandajanex :
I opted out on mat leave this is a reminder to rejoin xx
2026-11-11 18:34:34
0
raelaurenn1 :
Podcasts talking about finances need to have the same disclaimers as financial promotions. People have to take hard exams to provide financial advice for a reason!
2026-11-07 11:17:07
45
04iscool🏒 :
I’m on the belief that the state pension will not be there so I need to max out my privet pension
2026-11-07 10:05:36
49
Investingfooddude :
Worse thing i did was not starting a pension sooner… now im having to put loads more in to make up for lost years
2026-11-11 14:21:44
0
Lightning McQueen :
My goal is to have mortgage paid off and a private pension to maintain a similar lifestyle to now, any state pension will be a bonus.
2026-11-07 17:45:35
20
Jon Smith :
The little ‘no you didn’t’ 😂👏
2026-11-08 17:53:26
5
will :
No you didn’t 🤣🤣
2026-11-07 10:04:54
15
Chlo💫 :
Anyone doing pod casts these days 😂😂😂😂😂😂😂😂
2026-11-07 10:51:20
24
dee🐏 :
Cancelled my private pension last week. I need that money rn, I’m only 25 I have time to work and pay money in later when I’m in a better financial position
2026-11-07 17:49:20
13
Helena :
I genuinely don’t know if a state pension will be a thing when I reach state pension age, it’s becoming unaffordable. I’d never bank on and rely on it being a thing in future. As someone who works in pensions, this is why I prioritise my private pension as much as I can. It is so worthwhile, tax efficient and also free money if your employer is paying in! So many people regret not paying into their private pension
2026-11-07 10:04:26
78
BrainstormChicken :
Oh man, they didn’t even know the definitions. Thinking they opted out of state pension is 🤯
2026-11-07 11:34:53
12
To see more videos from user @ollypersonalfinance, please go to the Tikwm
homepage.