@5starmotorco: Please stop using them. There’s no many better alternatives #carsales #finance #cardealership #cardealership #dealershiptok

Codie Bell
Codie Bell
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Region: US
Saturday 07 November 2026 17:32:28 GMT
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sebby982
sebby982 :
Do you think navy federal credit union have good credit cards ?
2026-11-13 01:25:41
0
tamarachanice
Tee :
I love chime I got just a car 615 credit no trade in only $700 2026 brand new
2026-11-08 04:24:48
23
elvislover17
~Brooke~ :
Unfortunately chime or cash app are the only banks that will let me bank with them.
2026-11-08 12:10:04
0
pissedvet8
Savage :
Or how about being honest about the difference between your regular credit score and FICO Auto Scores.
2026-11-07 20:00:44
46
tim.325
Tim :
That’s because main banks wanna charge fees and stuff no one wants to deal with that
2026-11-07 19:55:34
16
dingbatshala
Dingbat :
chime isnt even a bank..its a tech app with insurance backed by a bank.
2026-11-08 04:31:48
10
two_salads
two_salads :
I used Credit Karma for reference one time. Never again🤦🏿‍♂️, because it was waaaay off. Still got a car that day😁.
2026-11-07 20:01:21
20
joed48063
Joe Diriex :
I use Venmo and I have a credit union account. Just got a 2026 Jeep grand Cherokee at 7% with zero down.
2026-11-10 13:42:42
0
mslaydiej
jazmin, RN :
Credit unions wont give me accounts. Still got a bmw.
2026-11-08 14:59:27
1
userjfxxmymy00
Lowdown_DIRTY! :
And CHIME
2026-11-09 04:47:34
2
chip22787
chip :
its the best way to START building.. you cant get credit without credit...
2026-11-08 14:25:42
5
jerweee
Jerry Noggy :
I dont understand the idea of getting paid early. You just spend it earlier, it makes no difference.
2026-11-08 15:18:05
0
speakyourpiece
Ree :
It worked for me. I used SELF and kickoff to start my credit history. I qualified for my first apartment that didn’t require a co-signer. I then used that same credit score to start my credit card journey.
2026-11-08 13:38:00
3
kalynsteakley
Kalyn Steakley :
People are arguing but the reason it doesn’t help you is bc it’s your money, when you get a credit card you are borrowing money, and if you pay your payment on time you are showing the banks that you will make a payment. When your using chime, it’s all your money. You aren’t borrowing anything bc they immediately take it out of your check etc. I don’t understand what’s so hard for people to understand about this.
2026-11-09 14:52:15
0
valadev108
valadev108 :
lol. My credit union and Capital One both give my pay 2 days early. Don’t knock that shit. And yes I know it’s only “early” the first time and then every 7 days after that anyways.
2026-11-08 14:24:17
2
henrya356
Henry :
Alot of ppl use them because they’re being reported by other banks for letting accounts go to collections/affraid of garnishments lol, regions bank is a good second chance bank personally I’m only doing business with my credit unions
2026-11-08 15:08:01
0
lord.drew8
Lord Drew :
This is an assumption
2026-11-08 04:52:26
2
kewlovez
Kewlovez :
Sorry but they do work😂🤷🏽‍♀️
2026-11-08 12:31:12
2
forever25577899
forever 45678837 :
there are businesses that will flat out not take a chime card
2026-11-08 17:44:26
3
l.a.lewis66
lalewis66 :
And if you're thinking about a mortgage, STOP the Buy-now-pay-later apps!! Because I will add it into your debt and it can ruin your chance to qualify!! Your bank statement tells me more than just how much money you have!! These apps are ruining people and when you figure it out... it's too late!!
2026-11-07 23:33:04
4
spritualai22
Esha :
I just bought a house and the account I have is chime fico as auto credit card mortgage scores which is different from regular fico also Credit Karma go by vantage score
2026-11-08 03:33:27
4
happylooksgoodonu7
IndianaAmanda :
Anytime I see chime or cash app it makes me cringe.
2026-11-08 17:04:01
2
pdx_vq37legend
pdx_vq37legend :
Idk I have had my credit builder account since I was 16 and they start reporting when I turned 18 with the 2 years previous and still reporting to this day and is carrying my 840 credit score.
2026-11-08 00:46:22
4
sergio.jaquez7
Sergio Jaquez :
I just try to buy a Harley! 600 credit score no debit loans! For a Harley! Got rejected I think it’s the economy I bank with capital one they told me we only use one bank for Harley.
2026-11-07 20:43:20
2
flawssee
𝙵𝚕𝚊𝚠𝚜𝚜𝚎𝚎𓂀ᶜˡᵒᵘᵗ ᶜʰᵃˢᵉʳ :
my mom has a rental property, and some guy sent her over 400 screenshots of all of his venmo payments as "proof of income" 🤣
2026-11-09 18:16:24
1
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