@crissyjofficial: oo many people panic when collection agencies start calling. But before you make a payment or agree to anything, KNOW YOUR RIGHTS! 👀 ✅ ASK FOR VERIFICATION! You can dispute a debt and request information to confirm what you owe. ✅ PUT IT IN WRITING! You can request that covered debt collectors stop contacting you, subject to certain legal exceptions. ✅ DON'T TOLERATE HARASSMENT! Threats, repeated calls intended to harass, and misleading statements may violate federal debt collection laws. 💡 THE BIGGEST MISTAKE? Ignoring your rights because you're afraid of collection agencies! Remember, exercising your rights doesn't automatically cancel a valid debt or remove accurate information from your credit report. 📲 TEXT “CREDIT” TO 919-355-8155! or click the link in my bio. Educational content only — not financial advice. I am not a lender. Product availability, eligibility, and funding timelines vary. Verify current merger updates and product terms directly with each institution. #DebtCollection #CreditRepairTips #KnowYourRights #FinancialLiteracy #execute Disclaimer: No outcome guaranteed. Results vary. Educational purposes only

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Saturday 07 November 2026 18:11:31 GMT