@georgiamaythornley: Soo I’ve never really been interested in buying a house, I thought I was going to live with my mum forever until I met my bf🤣 and now I’ve got a year to save! I know life may change along the way so will see how it goes, wasn’t prepared for another year of saving but probably the kick up the bum I needed as I probably need to be living in my own place by 30🥲😂 what do you think is better, buying or renting? #buyingahome #savings #firsttimehomebuyer #moneytalk #investing

Georgia May | Blonde Ambition

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Sunday 08 November 2026 18:38:29 GMT

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Brian Castillo :

Would you move out of York to buy ? 😊

2026-11-08 19:59:12

1

cerys ✨🔐❤️‍🔥🏠🐾 :

Also absolutely take advantage of incentives and schemes!! Lifetime ISAs give you 1k a year if you put 4k in, and if new builds in your area seem reasonable, they might offer you a 5% deposit incentive which come condition free (so you put 5% in and they put 5% in). But speak to a mortgage advisor now as they’ll help you plan what you need for a years time - I can send you mine if you’d like xxx

2026-11-08 19:43:00

11

user83126187193 :

I’d feel awful not giving his mum any rent money

2026-11-09 00:31:09

6

Alex🚛 T1D :

Definitely buying! Your money is actually going towards owning the house rather than in someone else's pockets. I also noticed that rental properties are stupidly expensive. I used to rent a two bed house for £1100pm; I am now on shared ownership, still paying the same £1100pm but for a three bed detached house. Wouldn't recommend shared ownership if you can afford not to. I only did it as I was off long term sick, had just returned to work and then our landlord wanted us out so had to sort something fast! I only own a 40% share and then have to pay rent and service charges on top. I'm hoping mortgage rates would have come down by the end of my fix and then I'd be looking to mortgage 100% and get out of the shared ownership scheme. Definitely a step in the right direction though...

2026-11-09 02:39:04

3

Ankita :

Good luck! I’m sure you’ll be a home owner soon with your mindset 👏🏽

2026-11-11 18:01:55

1

Keertana | Personal Finance :

I believe in you Georgie, you can do it!

2026-11-08 18:54:51

2

wealthinassets :

Well done👏👏rooting for you.

2026-11-08 19:28:08

2

heyitsateeqa | Money&Business :

You’ve got this 🙌

2026-11-08 18:50:05

3

anunfilteredgrace :

You’ve so got this!! It can be a lot more doable than you initially think!

2026-11-09 17:34:01

1

Jonty | How Money Really Works :

have you considered renting with another couple and continuing your run way for a tad longer? house sharing has helped us out heaps when we've needed it

2026-11-08 23:33:10

2

Get On Top! Money with Dahlia :

You got this girl!

2026-11-09 23:11:55

1

Emily Hilson :

Ooooh this is big news gal! Obviously buy if you’re able to, but if not renting doesn’t have to be the end of the world either especially with such short notice

2026-11-08 19:55:11

2

Graham Jerman :

I’d say go 100% cash savings. Gives you extra flexibility if you have to move out sooner/see somewhere you like, plus moving costs, legal fees, furniture etc.

2026-11-08 20:01:57

1

that_corporate_gal :

Big goals💪. You’ve got this

2026-11-09 12:45:32

1

Hayden | Investing and Finance :

Good luck to you, you’ll smash it I’m sure 🔥

2026-11-08 20:11:08

1

cerys ✨🔐❤️‍🔥🏠🐾 :

I’ve loved buying and do see it as a way of investing too with the equity I’m putting in and hopefully gaining over the years!! Renting is great if you want flexibility or no responsibilities of maintaining a house but definitely is a huge chunk of money out a paycheck (I’ve done both!!)💘💘

2026-11-08 19:41:32

1

Charlie_life_and_money :

You’ve got this 💪

2026-11-10 20:41:33

1

Sean's Money :

You’ve got this!!!

2026-11-08 20:34:43

1

sandinvests | Wealth Educator :

You will smash it 🙏🏽!!!

2026-11-08 19:43:42

1

TheGhettoHaemorrhoid :

How exciting - love following your journey ✨

2026-11-08 20:27:47

1

Charlotte ❤️‍🔥 :

Buying definitely! Good luck with your savings 🥰

2026-11-08 19:22:59

2

Mia I money mindset 💸 :

It might’ve been unexpected but it’s also super exciting and you guys will smash it! Can’t wait to see the new house!

2026-11-08 19:11:12

3

Christivie | Faith & Finance :

You’ve got this!!

2026-11-08 18:56:33

1

Movewise :

Consistency is everything with saving, and you've clearly got it. Rooting for you 🏡💜

2026-11-09 10:41:17

0

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