@cnj.insurance: Still working at 65? Whether you can delay Part B without a penalty depends on the kind of employer coverage you have — COBRA and retiree coverage don't count the same way. Before you decide, sit down for a free 30-minute review at our South Amboy office. Call (732) 707-3200. Know someone on Medicare? Please share this with them. — Mohamed, CNJ Insurance Agency #Medicare #OpenEnrollment #SouthAmboyNJ