@thewin.finance: This is long overdue, but it is time to talk about the church and money, on Tone Deaf and Rich AF. 
#5minuteplus #learnontiktokcontest #moneyhackstiktokcontest  So I open the NextDoor app to this guy’s post - he is jonesing for Jesus. 
This level of commitment to something will make you blindly donate your money, even if there’s tons of corruption involved. And even if you can’t afford it.  We’re going to review some donation and fraud stats around churches - and oh yea, i’m gonna call out a major issue here - we’ll discuss why religious people are often easy prey for these types of scams and frauds, AND I’ll give you a few ways to avoid becoming prey.   Churches ask for donations all the time - that’s partly or sometimes fully how they pay staff. An average of 70 percent of church donations go toward salaries and buildings.  Congregations are asked to give what they can, and the Christian bible speaks of tithing.  Tithing is giving 10% of your earnings to the church. So a family making 100k a year would be donating 10k. When I was a kid, I had to donate all the money I earned to the church. What kind of fiscal mgmt is that teaching to the child?  So Christian families are often at risk of prioritizing faith over financial literacy and are pressured to give, even if they need the money.  But the biggest problem with that is churches do not have to account for where the money is going. Other NPs do, but churches are exempt from form 990.  WIth that in mind, let’s talk about fraud.  Religions in general receive astonishing amounts of charitable donations. Christian causes received 1T in 2025, and 70B of that or 6.5% was fraud.  1 in 3 churches reported experiencing fraud in 2021, and incredibly, 70% of them did NOT report the misconduct to the police.  With these numbers, churches should have to report to the IRS with detailed line items.  After all, aren’t religious people always advocating for church and state merging?  On top of that, if 70% of donations go toward salaries and productions and buildings, then congregations should have full visibility into a complete budget.  Because I was raised as an evangelical Christian - now an atheist - I fully understand that many people devoted to religion see this life as temporal, and they disregard material and worldly items.  Fine, but then make sure your pastor isn’t indulging in luxury cars, all-expense paid trips, private jets and excessive salaries.  That brings us to the crucial part: how to ensure you’re not falling prey to Affiinty Fraud, which is a scam that takes advantage of members of an identifiable group, like a congregation.  These tips are from the SEC.  Even if you know the person involved, RESEARCH THEM. Ask for WRITTEN RECEIPTS.  And never invest solely on the recommendation of a member or group to which you belong.   If you wanna be devoted and dogmatic about your religion, okay, that’s your right. But apply the same rigor to your finances.

A fights the wealth gap💎

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Monday 09 November 2026 00:23:11 GMT