@dr.jubairsfinance: Why I could not have withdrawn my £124k during a market dip, even if I had wanted to! When investing, your capital is at risk. Investments can fall and rise, and you may get back less than you invested. Past performance is no guarantee of future results. Other fees may apply, please see terms and fees. I am not a financial advisor, and this information does not represent financial advice. Tax treatment depends on individual circumstances.