@debtefficiencymethod: Which credit card to pay off first: the debt payoff order most people get wrong. There are 53 days left in 2026. Divide each card's minimum payment by its balance. The highest percentage is the card taking the biggest bite out of your paycheck, so it goes first in the Debt Efficiency Method. Not the smallest balance, not the highest interest rate. The free spreadsheet in my bio does the ranking for you. #PersonalFinance #CreditCardDebt #moneytok #financialfreedom #debtfree

debtefficiencymethod

Open In TikTok:

Region: US

Tuesday 10 November 2026 01:30:00 GMT