@debtefficiencymethod: Which debt to pay off first, in one table. Divide the minimum payment by the balance for every debt you have. The highest percentage goes first because it takes the most out of your paycheck for every dollar you owe. Here a 0% medical bill outranks a 28.99% credit card. That is the Debt Efficiency Method ranking. Pause the video and run your own numbers. #PersonalFinance #CreditCardDebt #moneytok #financialfreedom #debtfree