@airic.z: 5 accounts you need in your 20s, plus the alternatives 🏦 💷 1. Money in: - Club Lloyds: Disney+ (with ads) or 6 cinema tickets a year. You need to pay in £2,000 a month. - Barclays Premier: lifestyle perks and Avios Rewards (£12 a month for 1,500 Avios every month). You need £75,000+ income a year. 2. Pay your bills account - Santander Edge: 1% cashback on household bills, up to £10 a month. Only worth the £3 monthly fee if your bills are over £300. 3. High interest savings - Tembo Regular Saver: 8% on up to £250 a month. New customers, first 12 months. - Santander Regular Saver: 8% on up to £200 a month for 12 months. Needs a Santander current account (the Edge counts). - Chase: 4.5% easy access. New customers only. 4. Credit card - Santander Rewards Credit Card: 3% cashback on eating out, fuel and trains for the first 12 months. No annual fee. 5. Stocks & Shares ISA -Trading 212: Stocks and ETFs, from £1. - Vanguard: funds and ETFs only. Which account are you missing? 👇 Not financial advice. Check the fees and eligibility before you switch.

Airic

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Tuesday 10 November 2026 13:55:56 GMT