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@aurore_beaute_tests: @Lorealistar Tu aimes tester des produits de soins du visage, du corps pour les cheveux, de maquillage ou du parfum. La communauté de passionné t’attend sur @lorealistarfr #skincare #skinhair #makeup #testeuse #lorealistarfr
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🏡 FIRST-TIME BUYERS: More information has been released about the new Your First Home scheme! The scheme is for eligible first-time buyers purchasing new-build properties in England. ✅ Deposits from just 2.5% ✅ 20% government equity loan ✅ A normal repayment mortgage covers the remaining balance. Example on a £300,000 home: 🏠 Deposit: £7,500 🏠 Government equity loan: £60,000 🏠 Mortgage: £232,500 How does the equity loan work? ✅ Interest-free for the first 5 years ✅ Year 6: 1.5% interest ✅ From year 7: 3% interest ⚠️ The interest payments do NOT reduce the equity loan. What you eventually repay is linked to the value of your property. If your home increases in value, the amount you owe increases too. Household income limits: • £110,000 outside London • £140,000 within London Local property price caps also apply. 📅 Applications expected February 2027, with the first purchases expected to complete around April 2027. Let me know what you think guys! Always get regulated mortgage advice before committing to something like this. Remember, the government contribution is an equity loan, not a gift, and it will need to be repaid 🌐📩☎️ Clarity Wealth Management | FCA 575252 #FirstTimeBuyerScheme #YourFirstHome #MortgageTips #MortgageAdvice
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