Vivian | Your Rich BFF
Region: US
Tuesday 10 November 2026 16:09:00 GMT
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iam.kristle :
what if you're paying down debt and bad debt (charge offs, collections) but unable to get a loan. Thats my issue
2026-11-10 17:43:06
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Kait 🇨🇦📚💜 ⁷ :
I got a 0% student loan kicking. And I ABSOLUTELY will just pay the minimum and then just invest and make a lump sum payment once I need to have my debt repaid. 🥸
2026-11-10 16:25:52
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999RavenWrld :
so informative!
2026-11-10 21:39:45
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Silent_Wife69 :
I have credit card debt. what got me was needing the money now and knowing I could pay it back but it really does kick your butt in the ling run.
2026-11-10 21:08:15
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ninacarras676 :
You’re talking about Dave Ramsey - and he by and large agrees with you - except the personal loan thing .. he - and you - have to look at the full picture which includes salary and expenses and other expenses
2026-11-10 21:15:46
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Josh D Barrineau :
You are gorgeous and smart
2026-11-10 20:34:44
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EireLatina :
I like the no risk aspect of being debt free. But that’s just me.
2026-11-10 18:10:57
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Mer :
Personal loan has changed the game for me
2026-11-10 18:45:31
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wealth.with.vivian :
I believe debt can be a powerful financial tool when used wisely, especially when it helps you acquire assets The key is knowing how to manage it
2026-11-10 18:57:34
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Linna Cornish :
This is great advice !
2026-11-10 20:03:18
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Heather Hersh :
Exactly
2026-11-10 19:44:42
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David :
Facts. I think being humble enough to ask questions is underrated in business. It certainly helped me when I was struggling to understand my shopify store
2026-11-10 18:51:19
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Josh D Barrineau :
So right
2026-11-10 20:03:35
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Wax Man 31B :
Orians just don’t pay your credit card or you let it go to collections, then you negotiate at 10% of the debt. Of course you better have already house extra money because that is not real. It’s like money is not real
2026-11-10 18:54:35
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David :
I still remember how confusing everything felt at the beginning. Things make a lot more sense now, and my shopify store is doing around 3k–4k weekly.
2026-11-10 18:51:50
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David :
I had to learn that I couldn't figure everything out on my own. Listening to people with more experience really changed how I approached my dropshipping store
2026-11-10 18:28:29
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Sergio Martinez :
Unfollowing. Bad advice.
2026-11-10 20:18:22
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