@debtefficiencymethod: Credit card debt in America hit $1.29 trillion in the New York Fed's Q3 2026 household debt report, released Nov 10. Here is how to pay off credit card debt when the national number feels hopeless: rank your own debts by minimum payment divided by balance. The highest percentage goes first in the Debt Efficiency Method because it takes the most from your paycheck for every dollar owed. #PersonalFinance #CreditCardDebt #moneytok #financialfreedom #debtfree

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Wednesday 11 November 2026 01:00:00 GMT