@mellietalks: Open enrollment is NOT the time to just click the same plan you had last year. 👀 PPO? CDHP? HSA? FSA? Deductibles? Copays? If nobody ever explained these things to you in plain English, this series is for you. Because the right benefits decision isn’t always the cheapest plan or the most expensive one. It’s understanding what you’re getting, what you’re paying, and how to make your benefits work for YOU. Let’s make benefits education make sense. #OpenEnrollment #EmployeeBenefits #healthinsurance @Maven Clinic #FinancialLiteracy #HRExplained @apple

Mellie Talks-Your Next Move💫
Mellie Talks-Your Next Move💫
Open In TikTok:
Region: US
Wednesday 11 November 2026 00:34:30 GMT
98919
3738
96
634

Music

Download

Comments

blkkelekapowski
Quia :
Love this take!!! As a person who worked in insurance I been asking for referrals to get massages, I have purchased 2 pairs of Meta glasses, and I go to the dentist 4-5 times a year. Gotta also know how to speak up for your services…READ YOUR BENEFIT BOOKLET!!!
2026-11-11 13:17:45
50
rmd1x4
Pretty Nikki :
I always go for the middle plan because if I get a scratch I’m going to the dr
2026-11-11 17:33:22
94
_xtinaa13
_xtinaa13 :
Scrolling past this because my enrollment date closed and you not bouta piss me off lol😂😂😂
2026-11-11 20:37:33
4
lovepop85
Yaya 💕👑 :
I’m getting health insurance without my employer , any tips ?
2026-11-11 08:09:27
3
issedoesit
ShyBloom :
Dang found you late [Embarrassed]
2026-11-11 17:15:08
56
noyb0123
Noyb :
At this point I’m about to bubble wrap myself because even the hdhp is expensive for 2027 I’m over it
2026-11-11 22:12:25
0
leilanijade37
Leilani Jade :
I have no idea what I’m supposed to be doing
2026-11-11 05:39:02
42
iamyolanda001
IAmYolanda001 :
I go middle of the road with everything. I don't want to be cheap, but I ain't got money like that either. So I'ma play it safe and stick with the middle of the plan ✨
2026-11-11 06:19:55
30
kitafitt14
KitaFitt 💕❤️ :
I work for a hospital and deal with insurance all the time. I look through each option thoroughly! I have noticed the higher paying plan is the best! Me during the year I want to pay less as possible throughout the year!
2026-11-11 03:57:24
41
jburg23
J Burg :
Nope I always pick lowest premium with highest deductible. Rather keep more of my pay check we maybe have 1 or 2 urgent care for ER visits a year.
2026-11-11 06:55:44
10
racael_gibbonsssss
she know she’s_thatgurl :
I needed this!!!!
2026-11-11 21:55:28
0
qunbea
QunBea 👑🐝 :
I’m staying where it’s free….killa K
2026-11-11 21:09:59
1
katrice075
katrice075 :
CDHP and I max out my HSA it rolls over or can be invested in my 401k plus we get a quarterly premium kick back.
2026-11-11 14:10:37
6
paolaanna0
Anna :
Thank you for the breakdown my daughter is Autistic and needs ABA services I ask benefit admin and they never help or give me advice they just always say it just depends on what coverage so I appreciate you giving a little more direction
2026-11-11 20:35:43
2
geeeightythirty
Jerardo :
Glad I found you scrolling here. We’re about to do open enrollment in December. I have PPO currently.
2026-11-11 19:04:50
4
pareen20
Orli Tikvah :
What are the options for people who are self employed or not employed at all?
2026-11-11 21:30:57
0
sugaboobam
Sugaboobam :
Always go for the cheaper one myself
2026-11-11 19:50:41
1
aa.kona
lollaii☆ :
could you please let us download?
2026-11-11 18:34:51
1
simplyveee
Vee :
I had PPO it was 25 per paycheck. So 50 for a month
2026-11-11 13:23:01
5
mamajuli_3
mamajuli_3 :
I agree
2026-11-11 21:07:31
1
turnkeywithtee
Tyra Bee-Ur Neighborhood Agent :
Since i don’t go to the doctor a lot the cdhp plan with hsa works for me. My preventative care is covered
2026-11-11 19:20:42
1
nafhfhvxf
user6069954407228 :
What is the difference between HRA to PPO
2026-11-11 14:29:40
1
mpope22
Monica Pope105 :
I had the CHDP for 2026. Company’s were higher of course, and I never met deductible. So for 2027 I changed to PPO—- now second guessing.. I just had checkups , although I had 3 ultrasounds and specialist visit, but not going into the new year.
2026-11-11 11:04:05
1
msnekababy
Msnekababy :
What about DPC?
2026-11-11 14:15:42
1
miracleiamher
M I R A C L E W H I P :
Thank you this bc we are getting dental and vision and I was sooooo confused.
2026-11-11 19:24:09
1
To see more videos from user @mellietalks, please go to the Tikwm homepage.

Other Videos


About