@mellietalks: Open enrollment is NOT the time to just click the same plan you had last year. 👀 PPO? CDHP? HSA? FSA? Deductibles? Copays? If nobody ever explained these things to you in plain English, this series is for you. Because the right benefits decision isn’t always the cheapest plan or the most expensive one. It’s understanding what you’re getting, what you’re paying, and how to make your benefits work for YOU. Let’s make benefits education make sense. #OpenEnrollment #EmployeeBenefits #healthinsurance @Maven Clinic #FinancialLiteracy #HRExplained @apple
Love this take!!! As a person who worked in insurance I been asking for referrals to get massages, I have purchased 2 pairs of Meta glasses, and I go to the dentist 4-5 times a year. Gotta also know how to speak up for your services…READ YOUR BENEFIT BOOKLET!!!
2026-11-11 13:17:45
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Pretty Nikki :
I always go for the middle plan because if I get a scratch I’m going to the dr
2026-11-11 17:33:22
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_xtinaa13 :
Scrolling past this because my enrollment date closed and you not bouta piss me off lol😂😂😂
2026-11-11 20:37:33
4
Yaya 💕👑 :
I’m getting health insurance without my employer , any tips ?
2026-11-11 08:09:27
3
ShyBloom :
Dang found you late [Embarrassed]
2026-11-11 17:15:08
56
Noyb :
At this point I’m about to bubble wrap myself because even the hdhp is expensive for 2027 I’m over it
2026-11-11 22:12:25
0
Leilani Jade :
I have no idea what I’m supposed to be doing
2026-11-11 05:39:02
42
IAmYolanda001 :
I go middle of the road with everything. I don't want to be cheap, but I ain't got money like that either. So I'ma play it safe and stick with the middle of the plan ✨
2026-11-11 06:19:55
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KitaFitt 💕❤️ :
I work for a hospital and deal with insurance all the time. I look through each option thoroughly! I have noticed the higher paying plan is the best! Me during the year I want to pay less as possible throughout the year!
2026-11-11 03:57:24
41
J Burg :
Nope I always pick lowest premium with highest deductible. Rather keep more of my pay check we maybe have 1 or 2 urgent care for ER visits a year.
2026-11-11 06:55:44
10
she know she’s_thatgurl :
I needed this!!!!
2026-11-11 21:55:28
0
QunBea 👑🐝 :
I’m staying where it’s free….killa K
2026-11-11 21:09:59
1
katrice075 :
CDHP and I max out my HSA it rolls over or can be invested in my 401k plus we get a quarterly premium kick back.
2026-11-11 14:10:37
6
Anna :
Thank you for the breakdown my daughter is Autistic and needs ABA services I ask benefit admin and they never help or give me advice they just always say it just depends on what coverage so I appreciate you giving a little more direction
2026-11-11 20:35:43
2
Jerardo :
Glad I found you scrolling here. We’re about to do open enrollment in December. I have PPO currently.
2026-11-11 19:04:50
4
Orli Tikvah :
What are the options for people who are self employed or not employed at all?
2026-11-11 21:30:57
0
Sugaboobam :
Always go for the cheaper one myself
2026-11-11 19:50:41
1
lollaii☆ :
could you please let us download?
2026-11-11 18:34:51
1
Vee :
I had PPO it was 25 per paycheck. So 50 for a month
2026-11-11 13:23:01
5
mamajuli_3 :
I agree
2026-11-11 21:07:31
1
Tyra Bee-Ur Neighborhood Agent :
Since i don’t go to the doctor a lot the cdhp plan with hsa works for me. My preventative care is covered
2026-11-11 19:20:42
1
user6069954407228 :
What is the difference between HRA to PPO
2026-11-11 14:29:40
1
Monica Pope105 :
I had the CHDP for 2026. Company’s were higher of course, and I never met deductible. So for 2027 I changed to PPO—- now second guessing.. I just had checkups , although I had 3 ultrasounds and specialist visit, but not going into the new year.
2026-11-11 11:04:05
1
Msnekababy :
What about DPC?
2026-11-11 14:15:42
1
M I R A C L E W H I P :
Thank you this bc we are getting dental and vision and I was sooooo confused.
2026-11-11 19:24:09
1
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