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@hakimrealtor: After 10 years of living in an HDB public rental flat, a 27 years old seeks advice on whether she can buy a 2-room Flexi BTO flat with her mother. Breaks down eligibility rules and priority schemes, offering practical advice and encouragement to persistently appeal loan constraints to achieve homeownership. Click the “Apply Now” button in my bio for questions and inquiries.

Hakim Halim
Hakim Halim
Open In TikTok:
Region: SG
Wednesday 11 November 2026 06:00:55 GMT
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Comments

amy_nalo
ANAK AMY NALO :
hi sir.. my brother is 48yrs old.can he apply for 2room bto with a single name? 🙏🏽🙏🏽 pls advice
2026-11-11 10:14:59
0
purpleorchid66
Purple Orchid :
May Allah makes it easy for them,his a responsible son.
2026-11-11 13:15:18
0
trademaster88
Michael Trademaster8 :
Try SBF Better
2026-11-11 07:24:30
4
37dh37d3n
Ryan Lio217 :
that's a good observation the rental may be cheaper then the interest.. ahha
2026-11-11 06:13:33
2
kak_seri_again
Seri :
to the caller; listen to Hakim's advice
2026-11-11 11:17:44
1
nongerffdd
xxxx :
Too nice for free service and time spent.
2026-11-11 06:49:11
2
deqnas_007
ᑎᗩᔕ :
As long as your mum has utilized only one HDB loan, you're still eligible for an HDB loan but will consider yourself as a 2nd timer and did not qualify for any housing grants. And as a rental dweller, you're eligible for TPS (Tenant Priority Scheme) for more chances in the BTO balloting.exercise. Good Luck!!
2026-11-11 14:14:06
0
casey4356
casey :
Personally, I feel it might be better for the son to wait until 35 to apply for a BTO under the Singles Scheme. He's only 27, and a lot can change in 8 years. Who knows, he may meet someone and settle down. Buying a flat with his mum now might complicate things later, especially if his future wife wants privacy. Though he's paying $500+ in rental, at least he has a roof over his head for now. He could use this time to save up and keep his options open, whether it's buying a flat alone, with his mum or with a future spouse.
2026-11-11 09:12:55
0
tengah2025
Living in Tengah :
HDB encourages tenants of HDB rental flat to own 2 rooms flat for a start I think can talk to HDB . chances could high
2026-11-11 10:46:38
0
aulia.lee4
Aulia Lee :
Hi Sir i'm a PR wholder n my daughter singaporean age 22yrs am i eligible to apply BTO n put my daugther name as a accoupier? n can i get a loan frm HDB? thank u🙏
2026-11-11 10:12:41
0
cc_chun
koko :
Public rental at $550 per month ?
2026-11-11 13:05:04
0
jeanette.tan1
Jeanette MaMaShop :
can PM me
2026-11-11 13:04:07
0
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