@abtinsuranceagency: My zero-regret Medicare setup for LESS than $400/month in retirement? I’d seriously consider Original Medicare + Medigap Plan N + Part D. Plan N can offer great coverage, nationwide access to doctors who accept Medicare, and lower premiums than Plan G. You’ll still have some out-of-pocket costs, but the monthly savings could make it a ridiculously good value. The catch? $400/month isn’t guaranteed. Premiums vary by age, location and carrier. Part B and Part D premiums can also increase based on your income because of IRMAA. **And I’d consider adding dental, vision and supplemental cancer coverage for additional protection, depending on my needs and budget. Remember: This is a premium estimate, NOT a cap on your total healthcare spending. Additional coverage costs extra. FOLLOW ME for Medicare strategies that actually make sense. 👉 Get my FREE Medicare Checklist at the link in my bio.
Medicare Expert Stephanie Abt
Region: US
Friday 13 November 2026 17:43:57 GMT
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southern-sweetie :
I was looking up what the minimum Social Security payment people would receive is like $1200 a month now that’s it like 65 years old so if they have to take out 400 a month out of that that’s $800 a month they have left over how do people survive on that?
2026-11-13 20:40:05
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Orion :
point is after paying for 25 + yrs we should not hsve to pay at all
2026-11-14 00:38:29
18
rubbish999 :
And then theres IRMAA….
2026-11-14 10:55:45
0
LisaMellowYellow :
To me those figures just make me sick to my stomach! We currently are covered by my husband’s job. We paid $300 a month for Health, Eye and dental coverage. Once we retire we’re looking at roughly $740 a month! That is sickening and sad.
2026-11-13 19:20:44
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derp derp :
Learn financial literacy, invest what you would pay in premiums and pay nothing
2026-11-13 20:25:52
2
Kenny Burgess :
These figures are not correct. The supplement alone is over $200 a month.
2026-11-14 01:13:57
1
maryannseverson :
I have never seen supplemental for less than $250
2026-11-13 23:52:41
8
Larrydog1234 :
Open a child daycare in Minnesota
2026-11-13 19:55:02
20
WhiskeyPlease2 :
Still need dental, vision, hearing coverage. It’s closer to $500 and goes up every year.
2026-11-13 20:45:32
15
AJ ART N MUSIC :
Way too much still😳😬
2026-11-13 23:22:12
1
Richard :
still expensive
2026-11-13 22:44:49
1
Elf6968 :
Just think if we could have coverage like this for every American and there were no CEOs buying yachts off our insurance premiums!
2026-11-13 20:32:48
22
Medicare Expert Stephanie Abt :
caveat: if you’re in NY, CA or FL chances are you’ll be paying more than this for your Plan N ….
2026-11-13 18:34:14
10
KRIST1 :
So not even close
2026-11-13 22:02:31
1
eileenp466 :
What state is this? I checked every insurance carrier for my state for Part G and D. This isn't even close to my reality and I'm healthy.
2026-11-13 21:45:00
1
Nick :
And what zip code are you in?
2026-11-13 18:07:54
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❤️🔥👑Artistic👑❤️🔥 :
Once you adopt a part D, that private company becomes your administrator and preauthorizations/appeals become much more difficult over straight Medicare. For generally healthy people, that's fine. If you have health issues, avoid it if at all possible.
2026-11-13 20:09:05
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Pj Miller :
what if you can't afford $400
2026-11-13 22:16:59
5
Carol Lee 63 :
Considering I only make 1300.00 a month I doubt I'll be getting any
2026-11-13 21:22:05
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dbsnozio :
I currently have an advantage plan with a zero monthly premium. My new plan starting in January has a “give back” that reduces my Part B by $149.70
2026-11-14 18:06:54
1
DominantMale :
Or better just get a zero premium advantage plan and then you only have the $202.90
2026-11-14 02:47:01
2
Rex :
Get Medicare advantage. your payment would be approximately $20 a month. it also covers Dental and Vision
2026-11-14 01:35:30
0
P Stephens617 :
What about vision and dental ?
2026-11-14 03:27:41
1
user3291056862084 :
Medicare Part D price depends on the meds you are currently prescribed. I take Xaralto. It’s expensive.
2026-11-14 19:50:35
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