@debtefficiencymethod: Debt snowball vs debt avalanche vs the Debt Efficiency Method, using the same four debts. The snowball pays the smallest balance first. The avalanche pays the highest interest rate first. The Debt Efficiency Method ranks by minimum payment divided by balance, so a 0% medical bill can go first because it buys back each $1 of monthly payment for just $12 of balance. The avalanche still saves the most total interest. Which method would you pick? #PersonalFinance #CreditCardDebt #moneytok #financialfreedom #debtfree

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Friday 13 November 2026 18:33:58 GMT