@don.soriano: GCash started in 2004 as a simple SMS service. This October it listed on the PSE and raised ₱61 billion, the largest IPO in PSE history. The lesson: GCash didn't start big. They started with one simple problem, then kept improving their service for 20 years. Not financial advice. Want to know how this video was edited without an editor? My free guide is at the link in bio.