Golden Homes
Region: US
Saturday 14 November 2026 18:04:06 GMT
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steves304 :
Go ahead and get it done! Let us know how it works out for ya!
2026-11-14 21:59:45
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CodTalk :
I disagree its a *scam* but I do agree that it should not be your primary investment vehicle (i.e, taxable brokerage, private investments, real estate, business). Its free money though for most folks with a match so you should at least get the match and up until a certain amount. But if your 401k is bigger than your other investments, you probably arent saving enough
2026-11-14 22:42:19
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aaronkloske :
I like the way you think sir, making me think. cheers!!!!
2026-11-14 18:40:19
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adamdaniels360 :
I’m sorry bro, but borrowing money at 7% to buy rental property right now is not the way you will be able to enjoy your life ‘now’. The rental market isn’t demanding enough to be able to cash flow by borrowing money at that price. All just to own an asset that only grows at about 4% and pay property taxes, insurance, repairs and maintenance on top of it. More of a life suck, than a life creator. I’ll take my 10% passive returns in the stock market, AND the free money from an employer match in my 401k, while also enjoying my life now, and saving outside my 401k. If you can’t afford to simply contribute enough to capture 100% of your employer match, you need to get a better job.
2026-11-15 01:38:07
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