@ceojoshearl: You paid your credit card on time. Every month. So why did your score drop? 👇🏾 Because the due date isn't the date that matters. Your statement closing date is. That's the day Chase (and most banks) report your balance to Experian, Equifax and TransUnion. If your balance is high on that day, your utilization looks high, and your score takes the hit. Even if you pay it in full a week later. Here's the play: ✅ Find your statement closing date on your statement ✅ Pay the card down BEFORE that date ✅ Give the payment 3 to 5 days to clear ✅ Don't use the card again until after the statement closes Same money. Same card. Way better score. Save this so you don't forget it, and send it to someone who pays on time but can't figure out why their score keeps dropping. Was this helpful? Comment below 👇🏾 and follow @ceojoshearl for more credit plays like this. #entrepreneur #businesscredit #credit #creditcard #fyp

2026-11-14 18:39:25

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