@dwhomeloans: How do you buy a home with bad credit? First-time homebuyers with poor credit can still qualify for a home loan. If you’re hoping to get a mortgage but have poor credit, you’re in luck. You can still qualify for an FHA loan with a credit score down to 500. FICO scores between 500-579 will require 10% down. Anything above a 580 would qualify for the 3.5% down loan if you’re a first-time homebuyer. If you work on improving your credit and get your score above a 620, it will open the door to more opportunities, like a conventional loan. #firsttimehomebuyer #poorcredit #creditrepair #howtobuyahome #homemortgage #mortgage #interestrates #bestmortgageloans #bestloanforfirsttimehomebuyer #firsttimehomebuyerhelp #mortgagetips #fha #conventional #mortgageinsuranceca