@socialcap: If you have $2-3MM in the ol' coffers, just remember it can be equally simple. Everyone and their cousin wants to manage your money and sell you shiny new things. Guess what? You don't need 'em. #tyler #socialcap #investing #yourmoneyguideontheside

Tyler Gardner
Tyler Gardner
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Region: US
Sunday 14 September 2025 13:00:16 GMT
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bik708
XTine :
Why no bonds? 100% is super risky! If the market declines could take years to recover and if you’re retired you don’t have that kind of time. After spending your 2 years of cash you have to liquidate at a loss
2025-09-15 02:14:45
3
user3063192490677
user3063192490677 :
Hi. I’m 5 years from retirement. Should I rebalance my 401K funds to more conservative position now or wait?
2025-09-15 08:41:47
8
jgryte
Joe Gryte :
What about dividend funds?
2025-09-14 17:04:16
4
dlrdrtygtwd1234
dlrdrtygtwd1234 :
Can you do $2.4m net worth retiring at 45 needing $120k after taxes to survive?
2025-09-16 06:47:49
9
box_twins
📦twins :
What account is best to put paychecks into? I've heard most people do checking but I don't see the difference between that and putting it in savings and then reorganizing?
2025-09-16 17:11:23
5
this1smyaccount4me
Couver de la Couve :
Thank you for not recommending an annuity. I’ve been in this industry for quite a long time and I come across a number of folks who push annuities on seniors and others fearing market movement, and it just fills me with rage.😁
2025-09-15 16:17:02
9
dave69713
Dave :
you would be better off with dividend yielding ETFs. the ones that do covered calls pay weekly and you could earn far more. taking 1 mil and investing in it could earn you roughly 650k in dividends per year.
2025-09-15 03:15:34
5
dekerf999
dekerf999 :
The only problem with trimming the gains is you have to pay capital gains tax then
2025-09-15 20:16:03
3
ppphhhtttggg
PPPHHHTTTGGG :
I’d take $300,000 out as emergency fund, either having it in checking or HYS so I can easily access them for an market downturn.
2025-09-14 13:49:22
5
westislandguy514
User0409776🍁🍁 :
Great, now how do you earn 3 Mil?
2025-09-14 22:55:09
11
randjoinfindagrave
Renaissance Man948 :
Would you dollar cost average on the buy in?
2025-09-14 16:32:03
7
pizzaparty77
James Forrest :
Will you do one on $5m at retirement? Sorry, that’s what I’ll have.
2025-09-16 02:23:01
6
loopinfinity2
Manny :
It's better to put that in the QQQ and put some cash in case the market crashes. With an annualized return of 19.65%, you will maximize the return without worrying about anything.
2025-10-17 21:11:46
3
where.is.dave.j
Where is Dave J :
is it better to have bonds to soften any down turns? even if the gains aren't as high?
2025-11-11 05:56:46
2
runningsquatch
RunningSquatch :
Tyler, I need to reach out to you and set up a meeting
2025-09-14 14:07:22
5
vato.grande
dakine.surfer :
do I trim the gains the first year before I get long-term? (need crystal ball to see how the market will be over the next year?) 🤪😁
2025-09-14 21:37:44
5
preciouspaws221
Precious Paws :
please explain more about #3
2025-09-16 16:50:10
5
nucboy12
Mike :
Can u talk about HSAs
2025-10-30 23:35:37
2
markburchell5
markburchell5 :
Does VOO count?
2025-09-15 22:38:24
4
jameswoods227
James Woods :
I would definitely run out of money. lol
2025-10-30 12:39:10
3
light99158
light99 :
What’s xa ix?
2025-09-17 02:40:19
3
eriklubinger
Erik Lubinger :
Would this change if you were retiring at 45?
2025-10-30 22:15:43
1
dclwealthodyssey
DCL Wealth Odyssey :
No NOBL? With a bit of BAI? For dividends with a 25% of growth?
2025-09-16 11:36:48
4
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