@bintasbudget: Explaining money like you’re 5 🤓 Roth IRA vs 401k made SIMPLE. Mentorships to become a VIP member closes on 9/30! #BintasBudget #financialiteracy #FinanceMadeSimple #RothIRA #401k
And make sure you’re actually investing with your Roth
2025-09-25 13:18:38
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User_6655617718193983 :
Wait… I actually… understand this 🤭
2025-09-25 00:04:34
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Ashley 🌴 :
I have had two IRAs and a 401K since I was 18. The sooner you do it, the better. You could never get back time.
2025-09-27 00:01:59
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kimberlydianne_ :
Explain the investments portion pls!! That’s where I get lost 😭
2025-09-26 03:25:57
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Elleani :
Do not waste doing a 401k if your company wont match
2025-11-17 04:13:48
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Faith :
Double check with your employer bc my job lets me determine if my 401k contributions are pre-tax or post-tax dollars!
2025-09-25 11:34:42
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amaralanaijaa :
Tbh I think it’s best to have both
2025-09-25 20:48:28
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TheTaught :
Just to add/clarify: Both 401k and IRA can either be Roth or Traditional. Roth means you put in dollars after you’ve been taxed and Traditional means you put in dollars before you’re taxed. 401ks have an annual contribution limit of around $19k and IRAs have an annual contribution limit is around $7k. Just wanted to shareee
2025-09-25 16:09:24
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Kila Mil ✨ :
Can u talk about withdrawl and loan from employer 401k.
2025-09-25 16:54:11
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K✨ :
Can you rollover an old 401K into a Roth IRA?
2025-11-25 04:10:34
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ari :
can you explain a roth 401k? i just realized that’s what mine is thru my employer and im kinda confused lol
2025-09-25 17:47:08
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2eachtheirownn :
If I was to open a Roth IRA how would I know what to invest in? That’s my reason why I went with a 401k + my job pitches in. But I’d love to open a Roth IRA, HELP!
2025-09-26 03:53:58
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annielovieee :
OMGGGG THANK YOU SO MUCH! This is so easy to understand! Instantly followed!
2025-09-25 15:54:16
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IvyForesea :
also check with your employer to see if they allow you to make Roth contributions to your 401k. same contribution limits as standard pretax contributions but made with after tax money.
2025-09-25 18:51:56
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Ronelle :
This is super helpful
2025-09-25 20:01:18
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Jessica :
I understand the concept of Roth IRAs, but can you please explain about investments with brokerages. Everyone says it’s important for retirement but why? Do you just keeping buying and after sell it? What’s withdrawal supposed to be like? Thank you!
2025-09-25 17:52:31
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kidist 🎀 :
Roth has income max though?
2025-09-25 13:46:24
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DeeGlow :
You can have them tax the 401 before you put it in. I do. ✨
2025-09-25 09:30:02
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titaaaxo :
What’s the difference between a Roth IRA and a high yields savings account ?
2025-09-25 15:32:13
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human kibble :
Can I only open a 401k when employed?
2025-09-25 04:08:20
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Melly | Just Melly 🤍 :
For my ROTH , I just deposit and fidelity does the distributing. Now I’m wondering if that’s okay. Do you have information on that ?
2025-09-25 17:52:38
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