@bintasbudget: Explaining money like you’re 5 🤓 Roth IRA vs 401k made SIMPLE. Mentorships to become a VIP member closes on 9/30! #BintasBudget #financialiteracy #FinanceMadeSimple #RothIRA #401k

Binta Komma
Binta Komma
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Region: US
Wednesday 24 September 2025 23:52:09 GMT
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juwiththeview
ju | frequent flyer :
Roth IRA aaaaaaand Roth 401K 🤏🏽
2025-09-25 20:13:48
3686
sedsays1
sedsays1 :
But can't you also do a Roth 401k
2025-09-25 02:08:27
330
lyfewitnelli
lyfewitnelli :
The answer is BOTH
2025-09-25 20:32:26
7953
guidddy
Guid :
And make sure you’re actually investing with your Roth
2025-09-25 13:18:38
1077
canoftomayopaste45
User_6655617718193983 :
Wait… I actually… understand this 🤭
2025-09-25 00:04:34
2348
abeauty9
Ashley 🌴 :
I have had two IRAs and a 401K since I was 18. The sooner you do it, the better. You could never get back time.
2025-09-27 00:01:59
753
kimberlydianne_
kimberlydianne_ :
Explain the investments portion pls!! That’s where I get lost 😭
2025-09-26 03:25:57
514
elleani3
Elleani :
Do not waste doing a 401k if your company wont match
2025-11-17 04:13:48
21
faithlaster96
Faith :
Double check with your employer bc my job lets me determine if my 401k contributions are pre-tax or post-tax dollars!
2025-09-25 11:34:42
172
amaralanaijaa
amaralanaijaa :
Tbh I think it’s best to have both
2025-09-25 20:48:28
224
thetaught
TheTaught :
Just to add/clarify: Both 401k and IRA can either be Roth or Traditional. Roth means you put in dollars after you’ve been taxed and Traditional means you put in dollars before you’re taxed. 401ks have an annual contribution limit of around $19k and IRAs have an annual contribution limit is around $7k. Just wanted to shareee
2025-09-25 16:09:24
46
kilamil.xo
Kila Mil ✨ :
Can u talk about withdrawl and loan from employer 401k.
2025-09-25 16:54:11
247
justkierrarenae
K✨ :
Can you rollover an old 401K into a Roth IRA?
2025-11-25 04:10:34
5
aireeahhna
ari :
can you explain a roth 401k? i just realized that’s what mine is thru my employer and im kinda confused lol
2025-09-25 17:47:08
12
2eachtheirownn
2eachtheirownn :
If I was to open a Roth IRA how would I know what to invest in? That’s my reason why I went with a 401k + my job pitches in. But I’d love to open a Roth IRA, HELP!
2025-09-26 03:53:58
0
annielovieee
annielovieee :
OMGGGG THANK YOU SO MUCH! This is so easy to understand! Instantly followed!
2025-09-25 15:54:16
36
ivyforesea
IvyForesea :
also check with your employer to see if they allow you to make Roth contributions to your 401k. same contribution limits as standard pretax contributions but made with after tax money.
2025-09-25 18:51:56
26
ronelle__
Ronelle :
This is super helpful
2025-09-25 20:01:18
56
yojessy
Jessica :
I understand the concept of Roth IRAs, but can you please explain about investments with brokerages. Everyone says it’s important for retirement but why? Do you just keeping buying and after sell it? What’s withdrawal supposed to be like? Thank you!
2025-09-25 17:52:31
38
iamkidist
kidist 🎀 :
Roth has income max though?
2025-09-25 13:46:24
56
iamdeeglow
DeeGlow :
You can have them tax the 401 before you put it in. I do. ✨
2025-09-25 09:30:02
13
titaaaxo
titaaaxo :
What’s the difference between a Roth IRA and a high yields savings account ?
2025-09-25 15:32:13
32
mildlyonline
human kibble :
Can I only open a 401k when employed?
2025-09-25 04:08:20
13
cassie_1430
Melly | Just Melly 🤍 :
For my ROTH , I just deposit and fidelity does the distributing. Now I’m wondering if that’s okay. Do you have information on that ?
2025-09-25 17:52:38
17
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