homeloanswithe
Region: US
Monday 12 January 2026 17:39:21 GMT
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Adrianna✨ :
I had to prove every single one of my Klarna payments on my bank statements, be careful out here yall!
2026-02-03 01:07:45
24
740 mom :
This is great until it is a Klarna and their documentation for pd loans stink and we are now arguing about $179.00 pd account with underwriting. sMH. With under 15% debt to income……..
2026-01-15 12:41:18
6
Austin :
How do banks verify 1040 self employed tax returns and do credit unions 4506
2026-09-25 04:09:08
2
iamsaintxdestiny :
Making sure I owe nothing to nobody but my car note atleast 2 months before I apply 😣 I don’t want any hiccups
2026-01-15 19:17:32
126
2Real 4U :
What about flex rent
2026-03-10 23:04:03
2
Crystal :
Is it smart to pay off my car payment 3 months before I plan on buying a house so my debt to income won’t show the car note? If I have the money saved up for both a down payment plus enough to pay the car loan (8k) and still have an emergency fund
2026-03-08 15:57:45
2
Brookelyn :
If I am treating my credit card like my debit card but paying it off every two weeks- will that cause an issue? I never am technically in debt and always have the funds regardless, but should I expect an issue to come from that?
2026-03-05 00:11:13
5
ricwithsafespace :
Great content! If you ever need a back up insurance person, I’m a licensed insurance broker. So if any of your borrowers ever need help finding competitive homeowners coverage or a fast quote, I’d be happy to help make the process easy for your clients.
2026-05-22 13:25:12
2
💕AllieBoo | Mom & Lifestyle :
I want to buy a house in two years, (recent bankruptcy discharge) I’m not using any pay laters and closing my Cash App!
2026-03-06 17:58:34
3
Ben Armstrong📍 :
I’m dealing with this at this exact moment. Underwriters requesting some detailed stuff that seems difficult to find
2026-06-10 00:24:03
3
Queen 👑 Latifah 😝❗️ :
omg so I need to stop using my affirm now ! Smh how far back do yall look at bank statements ?
2026-03-09 18:30:05
4
Morgan Cunningham :
How far back on the bank statements is typically asked for? We paid all ours off in early November, and have 2% credit utilization.
2026-01-19 22:29:51
5
Mandisa_ :
I was questioned over a $100 atm withdraw. Also marketplace transactions.
2026-02-15 16:34:36
9
Kristina🌹 :
My husband will only be on the loan, not me but we have a joint account. The affirms are in my name but we put our money together to pay bills. They are on the bank statements, will they be considered? We are trying conventional.
2026-01-12 20:02:51
7
nurseGia :
So my loans with affirm went into collections but I paid them off. Will that stop me from getting a home?
2026-03-10 21:00:50
2
Britt :
Or you just buy a house well within your means so your DTI is super low, they won’t even question things afterpay or affirm.
2026-02-23 19:42:16
10
mamafunny1x :
?? So if am applying for a loan should I completely pay them off before buying ??
2026-01-12 19:37:46
12
justbec00l :
Quick question why do you all ask for multiple copies of the same thing?
2026-01-22 12:29:20
10
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