@chrisexleymoneygeek: Just an observation… ⚠️ This content is not financial advice and should be used for educational purposes only. We recommend you do your own research and consider taking personal advice before making any financial decisions. Taxation can be complex and individual circumstances vary significantly. Factors such as existing tax codes, other sources of income, pension arrangements, and specific employment terms can all affect the final tax calculation. Examples are illustrative only. Circumstances will differ. You home may be repossessed if you do not keep up payments on your mortgage.