Finance Chicks
Region: US
Tuesday 02 June 2026 18:17:52 GMT
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uhkals 👻 :
I'm terrified of having a mortgage
2026-06-02 18:28:31
8
Weatherdude :
Check back in when the dollar loses 75% of its purchasing power over the next 10 years and my mortgage is still the same. Sure, property taxes and insurance will be more expensive but that’s peanuts in comparison to my mortgage.
2026-06-03 16:47:11
1
Yuh :
I just dropped 30k on UPRO
2026-06-02 22:24:46
1
Kevs :
Curious on your thoughts of switching from paid off house to renting. In our early 50s, tired of DIY and keeping up with house. And need to downsize anyway since we’re finally empty nesters.
2026-06-03 14:30:16
0
HunnieD :
Individuals often pursue homeownership, typically through a mortgage, to secure a stable residential environment and mitigate concerns associated with landlord discretion.
2026-06-03 02:02:24
1
Tim's Place :
no one can make a good argument that a house will outperform the stock market because it wont. however lots of people prefer to own their home, in some parts of the us it is cheaper to buy than to rent. also plenty of people buy homes with 0%-3% down. eventually you pay it off and live for free minus insurance and taxes. you could also do a reverse mortgage in retirement if youd like. the reality is we all have to consume housing, so how would you like to go about it.
2026-06-03 19:55:48
0
Brewing Time :
It’s still an investment. Don’t discourage home ownership.
2026-06-03 06:58:47
0
Darren Ernst :
owning a home cost more but it's a higher standard of living. more space a yard etc.
2026-06-02 23:51:03
1
Feather Spare 📚👩🏽🔬 :
I didn't want to spend $3k on rent for a house. My mortgage is $1,500. I got solar. My electricity is $20. I had enough for my family to move in. Then we can change and add what we want.
2026-06-02 23:43:16
1
Mason :
20% is 5x leverage on a potential million dollar property. A modest 3% gain on home price a year for 5 years and you gained 80%.
2026-06-03 06:53:47
0
user2257363815874 :
Bc I barely work to afford a million dollar house w views of the Colorado mountains. So what if it appreciates slower than the menagerie of other assets I have... that's why.
2026-06-03 23:11:57
0
Hereforthecomments1111 :
It’s not really an investment but it makes money and it’s money you have to pay anyways. That said, growth is slower now. Example, my house is worth 300k but I owe 120 after 9 years. My payment is 1200 with insurance. I would pay more in rent today for the same. So I am saving about $6-800 month for the same property if I was renting
2026-06-05 01:57:12
0
Alexander :
I think crypto is the worst investment. With a rental property you have a tangible asset that you can borrow on the equity tax free and have cash flow every month.
2026-06-03 22:21:12
0
user8810502931830 :
They didn't renew my rental agreement during covid. It was nearly impossible to find a place to rent. Never again
2026-06-03 16:09:10
0
Phan & Phan Law :
I was a little off. I guessed 50k a year in contributions for 5 or 6 years got you to a millie.
2026-06-03 04:37:42
0
Lorene :
cheaper than rent when I bought.
2026-06-03 23:56:31
0
FactsOnly :
I pay cash. I love having my own place. I do as I please. I hate renting anymore
2026-06-03 19:26:12
0
??? :
it’s because is the cheapest (interest) 5:1 leverage you can get
2026-06-03 21:21:54
0
Wallstreet832 :
I like your bows
2026-06-03 03:19:30
0
kmic :
I bought a home so I wouldn't be priced out of the neighborhood I love to live in
2026-06-02 20:59:37
1
mikehunter332 :
Well for me personally. The choice of home was better for me rather than rent. Hard to get a large property and also away from people renting. I dont like being controlled in choices of making things the way i want them to be 🤷♂️Raising (9) kids on an apartment would kinda suck to me lol Times are different now too
2026-06-04 01:24:30
0
Josh :
I completely agree with your view, it is 100% not a good financial move, I love renting and saving and investing aggressively and would be significantly poorer if I bought a property instead of letting my investments compound. I think the 2 main reasons people buy are 1. For status and achievement, as you mentioned, to save and buy a house and make it your own is it a big achievement and is a clear goal to work for and achieve where you can enjoy it. And I also think those who want kids view it as stable, you can do what you want with the place to make it perfect for your family, you won’t get kicked out and have to move your kids from the good school you were zoned for because the landlord is increasing rent like crazy to get you to move. Long term rentals exist, but you gotta be lucky to find the right owner to rent from that makes you feel stable, not every landlord will be so easy
2026-06-03 01:55:53
0
dring3059 :
what gives you 30%
2026-06-03 01:39:12
0
mcmichael2222 :
I didn’t get one mortgage. I got 4. And I have well over a million in equity. All with nothing down. It’s easy to trash real estate when the stock market has been doing so well. The pendulum will eventually swing again and real estate will be “cool” again just like it was 10 years ago.
2026-06-03 04:38:57
0
user5081499538339 :
Because part of your payment goes towards EQUITY, rent goes to another persons pocket leaving you with $0 when you pay rent each month. Buy a house plus invest and it’ll all be okay. Move along.
2026-06-03 02:18:31
1
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