@financiallyher_: How much do you actually need to buy a £500k house in the UK? 🏡 Breaking down the deposit, salary requirements and mortgage maths nobody explains properly. Save this for later 🔍 #PersonalFinance #buyingahome #firsttimehomebuyer #mortgagetips #money First time buyer | mortgage | buying a house in London | how much do I need for a house deposit

Amy | Financially Her
Amy | Financially Her
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Region: GB
Saturday 25 July 2026 14:13:59 GMT
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mnj21__
MilesNJ :
System is rigged against single people dude
2026-07-25 22:45:45
23
unpopulartruth1
Unpopular Truth :
Remember though it’s a £100k of USEABLE income so minus any committed expenditure like loans, credit cards, finance, kids etc.
2026-07-25 21:56:23
2
purplecircle8
Purp :
How do you work out monthly rates is it 450k x 0.48?
2026-07-25 22:04:54
1
olivia.kenwood
olivia kenwood :
So helpful!
2026-07-25 14:23:39
3
recova_app
recova_app :
So it’s 4.5 your salary for what you borrow, not the full house price? So say for a £500k house, I put down £100k as a deposit, I would need an income of £89k?
2026-07-25 14:27:18
1
miguelsperera
Miguel Perera :
Generally if you are looking to buy as much as £500k home you can depending on who you are borrowing 5-5.5x also if you are young you could get a 95LTV on a 35-40yr term. Hope this helps anyone, but you would need an income of £90k+ still
2026-07-25 15:22:27
3
bagelsandbirken
T :
What’s the deposit need for a house in the surrounding Reading area (lower early, Woodley etc)
2026-07-25 14:50:57
0
rehabitapp
rehabitapp :
I will never be able to afford this 😳
2026-07-25 14:28:11
2
santhali47
santhali47 :
Can you do an updated net worth video please showing where you have all your money across pension, s&s isa etc ? Please??
2026-07-29 02:37:45
1
lxurenfinn
lxurenfinn :
Thank you this is super useful! Myself and my partner looking to buy in London in the next few years! 500k seems like SUCH a huge about to buy as a first time buyer but this makes it seem manageable ❤️❤️❤️
2026-07-25 19:18:44
1
thewealthnursery
Ellie | The Wealth Nursery :
it's actually cheaper to rent at the 3bed level near us for this price!
2026-07-26 11:20:40
1
koreanconsultant
Korean Consultant :
Crazy!!
2026-07-26 17:16:09
1
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