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@melvici: Replying to @Don't be a TWAT, just WAFFLE #tiktokshopcreatorpicks #TikTokshopbacktoschool #laundry #laundrytok #earthbreeze

Melvici
Melvici
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Thursday 27 August 2026 22:04:42 GMT
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Here are the 3 reasons I’m taking Social Security at 62. 1. Social Security is becoming insolvent. Without serious action, benefits are projected to be cut roughly 20%. And I don’t have a lot of faith in serious action. 2. The break-even age is later than you think. The math is simple: just add up all the monthly payments. Start at 62 and you get smaller checks for more years. Wait, and you get bigger checks for fewer years. Your break-even age is when the total dollars from waiting finally catches up to the total dollars from starting at 62. And if you invest those early payments, that break-even gets pushed out even further. 3. At 62, you can actually enjoy the money. Travel. Take the damn trip. Do the things you’ve been waiting your entire life to do. At 92, you probably ain’t traveling. Personally, I’ll be taking Social Security as early as possible. Disclosure: This is strictly for education, strictly not to be taken as personal financial advice. Everyone’s situation is different and should dictate when they take social security. #SocialSecurity #RetirementPlanning #Retirement #Investing
Here are the 3 reasons I’m taking Social Security at 62. 1. Social Security is becoming insolvent. Without serious action, benefits are projected to be cut roughly 20%. And I don’t have a lot of faith in serious action. 2. The break-even age is later than you think. The math is simple: just add up all the monthly payments. Start at 62 and you get smaller checks for more years. Wait, and you get bigger checks for fewer years. Your break-even age is when the total dollars from waiting finally catches up to the total dollars from starting at 62. And if you invest those early payments, that break-even gets pushed out even further. 3. At 62, you can actually enjoy the money. Travel. Take the damn trip. Do the things you’ve been waiting your entire life to do. At 92, you probably ain’t traveling. Personally, I’ll be taking Social Security as early as possible. Disclosure: This is strictly for education, strictly not to be taken as personal financial advice. Everyone’s situation is different and should dictate when they take social security. #SocialSecurity #RetirementPlanning #Retirement #Investing
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