@wealth.with.tom: How much do you actually need to retire? There is no magic number. Anyone giving you one without knowing your lifestyle, spending, home, health, travel plans and family commitments is guessing. Your current spending is usually one of the best starting points — then work out what changes when work stops. For some people, retirement means a quiet, debt-free lifestyle. For others, it means business class flights, helping the kids, a new car every few years and plenty of time to enjoy it. The goal isn’t to chase a random super balance. It’s to build enough income for your version of retirement. General information only — not personal financial or tax advice. Tax outcomes, including tax-free super pension income, depend on individual circumstances and current legislation.

Tom Lyon | Financial Advisor

Open In TikTok:

Region: AU

Thursday 24 September 2026 07:19:28 GMT