How to Don’t Pool. Give me my lump sum 315k at 65. Since you not paying me interest directly anymore why should I keep me money with you.
2026-10-07 13:16:26
2
yang yang :
dear how about basic plan works
2026-10-07 22:07:47
0
chyesoontan :
Can you please calculate the interest earned that are into the Interest Pool if one die immediately after the Principal Pool (based on FRS) becomes Zero.
2026-10-11 01:42:17
1
❤HaNNa❤ :
so it's like ripping us of our own interest if we do not live above 80 yrs old
2026-10-07 14:13:59
1
Raymomd Lim :
For Basic plan starting on your age 65.
CPF Life Premium is your RA x (10% to 20%) is the CPF Life Premium or common pool. The remaining RA will earn 4% less your monthly payment. If you pass on your remaining RA + CPF premium minus total payout to you.
For Standard plan at Age 65. All your RA will go into the CPF Life Premium or Common Pool but you will $100 more for your monthly more than the Standard plan. If you pass on - your RA will minus the total monthly payout will go to your beneficiary.
2026-10-19 12:04:04
0
Jackim :
In short insurance wins the game.
2026-10-07 22:55:22
0
Fylau74 :
if you dont want all your interest earned to be pooled when you start the payout, then choose basic plan for CPF Life payout because only 10 to 20% of your RA will be used to form your LIFE annuity premium. and intetest earned from this will be pooled. the remaining 80 to 90% remaining in your RA will still earn intetest and remains in your RA n will not be pooled.
2026-10-08 03:26:53
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SK :
very interesting and we'll explained
2026-10-07 14:49:15
0
M3883 :
The insurance company will earn almost all our pool interest right??? How many plp can live so long for them to feed? After abt at age 81 when we pass away, there is no balance left in our RA. We save for life and this happen! 😂😂😂
2026-10-08 03:04:34
0
user9456249613205 :
👏👏 Very well explained. thank you.
2026-10-07 13:23:03
0
𛄁 :
R.A is meant for our retirement but why CPF allowed transferred to O.A and M.A to pay mandatory Insurance premium 🤔
2026-10-12 10:22:53
0
SNRmansg :
thanks 👍
2026-10-11 14:35:22
0
PCLee71 :
aiyah, just pool, strength in unity 🤣
dont pool really make a big difference?
our puny bit if CPF will make much difference?
2026-10-07 14:18:47
0
niuniu :
The chinese translation is lousy
2026-10-07 21:57:05
2
bream2bream :
Very educational as always. There are some errors in the chinese translation. 1007 dollars was auto translated as 1007 英镑 (Uk pound),1007 美元 (USD). 315K has a few variations like 5K3个,3M5K or 3对5K。Pool is translated as 游泳池, etc etc.
2026-10-09 13:44:36
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