@user495275521039: 2026年CPF人寿利息合并:选择基础计划还是标准计划? 2026 CPF LIFE Interest Pooling: Choose Basic or Standard Plan?#singaproe #CPF#fyp

嘉嘉在狮城
嘉嘉在狮城
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Region: SG
Wednesday 07 October 2026 07:43:33 GMT
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jimmychew762
jimmychew762 :
How to Don’t Pool. Give me my lump sum 315k at 65. Since you not paying me interest directly anymore why should I keep me money with you.
2026-10-07 13:16:26
2
yang.yang7840
yang yang :
dear how about basic plan works
2026-10-07 22:07:47
0
chyesoontan
chyesoontan :
Can you please calculate the interest earned that are into the Interest Pool if one die immediately after the Principal Pool (based on FRS) becomes Zero.
2026-10-11 01:42:17
1
luv_palestine_4ever
❤HaNNa❤ :
so it's like ripping us of our own interest if we do not live above 80 yrs old
2026-10-07 14:13:59
1
raymomd.lim
Raymomd Lim :
For Basic plan starting on your age 65. CPF Life Premium is your RA x (10% to 20%) is the CPF Life Premium or common pool. The remaining RA will earn 4% less your monthly payment. If you pass on your remaining RA + CPF premium minus total payout to you. For Standard plan at Age 65. All your RA will go into the CPF Life Premium or Common Pool but you will $100 more for your monthly more than the Standard plan. If you pass on - your RA will minus the total monthly payout will go to your beneficiary.
2026-10-19 12:04:04
0
gbz888
Jackim :
In short insurance wins the game.
2026-10-07 22:55:22
0
fylau74
Fylau74 :
if you dont want all your interest earned to be pooled when you start the payout, then choose basic plan for CPF Life payout because only 10 to 20% of your RA will be used to form your LIFE annuity premium. and intetest earned from this will be pooled. the remaining 80 to 90% remaining in your RA will still earn intetest and remains in your RA n will not be pooled.
2026-10-08 03:26:53
0
kzr253712
SK :
very interesting and we'll explained
2026-10-07 14:49:15
0
samow3883
M3883 :
The insurance company will earn almost all our pool interest right??? How many plp can live so long for them to feed? After abt at age 81 when we pass away, there is no balance left in our RA. We save for life and this happen! 😂😂😂
2026-10-08 03:04:34
0
user9456249613205
user9456249613205 :
👏👏 Very well explained. thank you.
2026-10-07 13:23:03
0
1ng.b.k
𛄁 :
R.A is meant for our retirement but why CPF allowed transferred to O.A and M.A to pay mandatory Insurance premium 🤔
2026-10-12 10:22:53
0
snrmansg
SNRmansg :
thanks 👍
2026-10-11 14:35:22
0
pclee71
PCLee71 :
aiyah, just pool, strength in unity 🤣 dont pool really make a big difference? our puny bit if CPF will make much difference?
2026-10-07 14:18:47
0
niuniu890
niuniu :
The chinese translation is lousy
2026-10-07 21:57:05
2
bream2bream
bream2bream :
Very educational as always. There are some errors in the chinese translation. 1007 dollars was auto translated as 1007 英镑 (Uk pound),1007 美元 (USD). 315K has a few variations like 5K3个,3M5K or 3对5K。Pool is translated as 游泳池, etc etc.
2026-10-09 13:44:36
0
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