Leya | Wealth Advisor
Region: US
Monday 19 October 2026 18:45:23 GMT
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Shanny | Travel & Lifestyle :
For Roth IRA ..you can take your contributions anytime. It’s the growth amount you can’t touch till retirement.
2026-10-19 22:28:06
367
HaminaMina :
Love an individual brokerage account!
2026-10-19 22:50:37
56
Antt ♟️ :
HOW DO I START ?!
2026-10-28 20:45:11
0
Jay Phillips :
🎯. When covid hit in my early 20s right when I got my big boy job, I went down this rabbit hole of investing accounts and although I did pretty well, I wish I would have focused more on trying to max out Roth 401k and instead put more focus on IBA
2026-10-27 13:21:44
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mrbrantly :
I agree with your post
2026-10-27 23:47:12
0
PatriciaH :
What about a IUL🤔
2026-10-28 02:27:20
0
Ms. Watson :
You are right .. brokerage/stock portfolio is the way. Can’t just depend on the retirement account
2026-10-19 20:36:55
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Honey & Indigo :
Yall immediately got me wrong😂
2026-10-19 19:05:53
450
Jae :
So where do we get a stock profolio
2026-10-19 22:26:58
35
denisebridges692 :
Very true. They penalize you for early withdrawal of 401K and Roth IRA unless you are 65 years old. We should have assets like stocks, real estate, REITs, etc.[Heartwarming][Heartwarming]
2026-10-19 21:50:31
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februaryjohnson :
Whatever you do- start as soon as possible. The biggest wealth builder for all of the options is compound interest!!
2026-10-20 12:38:16
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The Trina Edit :
Me neither sis me neither!! Folks have to educate themselves
2026-10-19 20:43:45
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_.jrlewis :
You can still access the Roth IRA tho, when buying your first home or other properties you can take it out tax free. Also, you can always take out the money you put in, just not the profit without being taxed.
2026-10-20 06:41:36
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Jayla :
100% my work optional journey is about investing in my brokerage account. I do the match max for Roth401k and Rothira
2026-10-19 20:40:56
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Angiespence :
I agreed since the last video! Everyone talks about Roth IRA on this app, but what about something i can access now?!
2026-10-19 21:24:39
6
TrillaryDanks :
Welllll you can loan from a 401k…
2026-10-19 22:51:26
6
Jeaux Jeaux :
Also, if you go the brokerage route instead of liquidating, borrow against your portfolio like the wealthy do. Yes, you can borrow against your 401(k) if your plan allows it, but if you lose your job, that money is expected to be paid back as soon as possible.
2026-10-19 20:31:38
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iamlamar93_ :
You ain’t say nothing wrong, if you look at history retirement accounts were one leg for retirees, passive income was another, family support was the 3rd and that’s when they then created social security and Medicare as the 4th leg. 401k or retirement accounts aren’t enough.
2026-10-20 14:50:04
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stupidgorgeous :
girl they still misunderstanding you in the comments i'm so sorry😭 anyway i just invested in my first index fund this morning, so excited to grow my wealth🥰
2026-10-20 15:40:05
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QueenHeartz♤♡ :
high yield savings
2026-10-20 03:33:56
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DJ Pace :
Depends on your audience. 401k is excellent for people who was not taught about money from CEO’s to janitors. That employee may be all they saved.
2026-10-23 03:43:06
2
Mymicison :
Same. I invest on my own. I like being able to pull $150 out my portfolio and having a nice dinner. Im not gonna be sitting back at 40 looking stupid cause i can’t access my $600k roth ira🤷🏽♂️
2026-10-24 15:55:49
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Ymer | 🧍🏽♀️🎨 💐 :
I agree! Do not put everything in one basket.
2026-10-20 19:13:58
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Quelle from NOLA Reads 📖📚 :
You can take a loan at a low interest rate and pay yourself back.
2026-10-20 15:10:24
4
asymmetrical_sports_trad :
She’s cute and smart.
2026-10-20 20:49:58
3
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