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@elbee.13: #fyp le froid va être terrible pour moi cette année

elbee.13🇨🇩〽️
elbee.13🇨🇩〽️
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Region: FR
Friday 23 October 2026 14:59:26 GMT
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Comments

tvns_971
🇬🇵~ 𝒯𝓎𝓋𝒶𝓃𝓃𝓈 ~ :
J’arrive mm pas à parler à une meuf
2026-10-24 01:50:03
256
felix.pmmm
￴ ￴ :
c’est la vie
2026-10-24 10:42:08
81
tyler.captured
tyler.captured :
Même parler à une go c'est hardu
2026-10-24 15:42:32
18
raph_t660
raphsp🇵🇹 :
Même parler à une meuf c’est déjà trop
2026-10-24 13:58:17
36
guilhemcara
guilhem :
2026-10-23 15:31:17
26
fe1lkss
🏴‍☠️￴ ￴ ￴ ￴ ￴ ￴ ￴ :
Sayez elles
2026-10-24 22:44:05
2
metsuga.clip
metsuga le banni :
On a tous la même vie finalement
2026-10-24 00:53:19
4
l33z.kiki
Leez/kiki :
La vie c’est hard les gars
2026-10-24 06:59:21
8
grapper.cosmo
Grapper cosmo :
courage
2026-10-24 15:37:41
5
esm.213
⟡ ⊹₊ 𝑨𝒔𝒎𝒂 ☭ ˚.⋆ :
Ça va tou vien voir 🤣🤣(humour)
2026-10-24 00:24:21
1
jianny_pdg
𝒥𝒾𝒶𝓃𝓃𝓎.𝓅𝒹𝑔 :
Le seul feeling c’était avec mon ex
2026-10-24 18:52:50
3
shahrazade02
sha :
2026-10-24 17:41:53
2
p3rsonne22
personne002 :
mot pour mot
2026-10-23 17:42:52
5
leslliiiiii
Lesly :
2026-10-24 16:58:12
1
yannjr_lam
Yannjr🏝️ :
2026-10-23 22:23:27
3
loric._77
loric._77 𓅓 :
2026-10-23 21:32:06
2
lemzedu139
13 💙🤍 :
🤦‍♂️😢
2026-10-23 22:12:51
2
kyli1347
kyli13 :
2026-10-24 00:53:09
1
tristan.adlb
Big T 🇮🇲🇮🇹 :
2026-10-23 18:33:07
1
elh_dwr
Elh_dwr :
Moi c’est bon c’est kre
2026-10-24 19:16:16
0
user_brsk
￴ :
2026-10-24 23:49:53
0
h2nwxd
h2nwxd :
2026-10-24 20:34:20
0
06mathys
06mathys :
étape 1 parler à une meuf
2026-10-25 00:06:00
0
ky0mooto
A 🇹🇷 :
2026-10-24 05:46:33
0
To see more videos from user @elbee.13, please go to the Tikwm homepage.

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I think we need to have an honest conversation about renting versus owning a home. Imagine paying $2,000 every month in rent. That’s $24,000 a year and $120,000 over five years, assuming your rent never increases. At the end of those five years, you don’t own a share of the property you live in. Meanwhile, your landlord may be paying down a mortgage, building equity, and benefiting from any increase in the property’s value. But does that automatically mean renting is a bad financial decision? Absolutely not. Homeownership comes with mortgage interest, property taxes, insurance, maintenance, repairs, closing costs, and sometimes HOA fees. Buying a house does not automatically make you wealthy, and the money you put into a home is not always easy to access. Renting can make financial sense, especially if buying would stretch your finances too far or if you can invest the difference and build wealth elsewhere. The real question is not simply whether you are paying rent or a mortgage. It’s this: Which option leaves you in a stronger financial position over time? Don’t buy a house just because you are tired of paying rent. And don’t assume renting is throwing money away just because you aren’t building home equity. Run the numbers. Consider your plans, compare the total costs, and make a decision based on your financial reality, not pressure from society. Homeownership is a financial decision, not a competition. 🏡📌 #financialliteracy #mortgage #renting #homeownership #immigrants
I think we need to have an honest conversation about renting versus owning a home. Imagine paying $2,000 every month in rent. That’s $24,000 a year and $120,000 over five years, assuming your rent never increases. At the end of those five years, you don’t own a share of the property you live in. Meanwhile, your landlord may be paying down a mortgage, building equity, and benefiting from any increase in the property’s value. But does that automatically mean renting is a bad financial decision? Absolutely not. Homeownership comes with mortgage interest, property taxes, insurance, maintenance, repairs, closing costs, and sometimes HOA fees. Buying a house does not automatically make you wealthy, and the money you put into a home is not always easy to access. Renting can make financial sense, especially if buying would stretch your finances too far or if you can invest the difference and build wealth elsewhere. The real question is not simply whether you are paying rent or a mortgage. It’s this: Which option leaves you in a stronger financial position over time? Don’t buy a house just because you are tired of paying rent. And don’t assume renting is throwing money away just because you aren’t building home equity. Run the numbers. Consider your plans, compare the total costs, and make a decision based on your financial reality, not pressure from society. Homeownership is a financial decision, not a competition. 🏡📌 #financialliteracy #mortgage #renting #homeownership #immigrants

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