Morgan Orr | Mortgage Tips
Region: US
Tuesday 03 November 2026 20:30:23 GMT
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useracs1910 :
We don’t have houses that are 30k
2026-11-04 15:02:16
92
Raj :
then make two extra payments
2026-11-05 14:26:54
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jaywat.ch :
when an older person says "we took the 30 year mortgage because it is so much less" just stop listening. Great advice in the wrong time. When he bought they were looking at 15 year mortgages because houses were cheap and his wife went "but fred..look at the 30.. its soooooo cheap". Today you have to sell a kidney every month for the 30.
2026-11-04 16:48:32
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M.Gallinger :
i pay extra 120$/mortgage payment biweekly. i cut off 9yrs of payments
2026-11-04 16:20:47
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realcrowrd :
Don't do this. Instead put that money into investments. Assume your mortgage is 3% and your investments average 5%. You make more money investing that money than paying off your mortgage
2026-11-04 17:38:50
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Skin Removal（ ͜•人 ͜•） :
well it’s fully dependent on the size of the additional payment … so yeah it can be 17 years. it could be 10 years or 5 if you’re making very large extra payments.
2026-11-04 01:47:04
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Adam Vidovic :
I feel like he said 17 years because that’s how long he paid it off in
2026-11-05 00:55:34
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Zamtrios w/ ts on tho :
My 30 year mortgage is about to be paid off in less than 7 years.
2026-11-04 09:22:33
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yaboi_jimbob :
so the old dude paid his house off in 17 years and his wrong?
2026-11-04 17:53:54
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DakotaDePadre :
so he just lied from his own experience? lol
2026-11-04 17:53:25
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Larry Quaker :
Tru but it’s not horrible advice. U can always way a 30 year mortgage like it’s a 15 but when the economy crashes or you lose your job you don’t have to be as worried about losing your house because your monthly payment is lower
2026-11-04 17:57:21
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Chad Bo 🇨🇦 :
My mortgage is 2.5% I can invest that money and get 12-15% no thanks
2026-11-04 20:15:36
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Jay :
Hearing him say "incorrect" after the guy took 5 business days to explain it was hilarious.
2026-11-04 14:44:17
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JJ :
I will be opening an offset account be dumping money like crazy into it. If calculate correctly, should have it paid off in 6-8 years
2026-11-05 00:02:50
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Steve :
The interest is calculated daily so by actually just paying the mortgage weekly will cut it down by a couple years. some banks will allow all an offset so adding to that as well as paying weekly. you'll cut a few more years off too. so no need for extra payments if you know the system. plus if you just have it in your offset you can take it out without repocussions
2026-11-05 02:31:28
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oneHendersonUK :
how much money would that money be worth if you just chucked that cash in an investment?
2026-11-04 21:58:22
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HippozABot :
Yeah he was talking about making more than just one extra payment so yes you can definitely get it down to 17 years but not with only one extra…read between the lines and you’ll see what he was actually talking about
2026-11-04 19:43:17
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Sparkiie123 :
I expected him to day. we didn't party, buy expensive food and didn't buy expensive clothing
2026-11-04 17:44:39
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N B C 🇨🇦 :
30 year mortgage paid off in 12. Rounded up to the nearest hundred, Christmas bonus straight to the mortgage. At five year renewal, kept the payments the same. At the six year mark we were paying more principal than interest every two weeks.
2026-11-04 19:31:04
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Nick Dychowski :
there's a difference between an extra payment and paying towards principle. If you wanna pay just towards principle you need to make sure to let them know when you make the payment
2026-11-04 14:58:47
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CJonesy :
Depends on the size of the loan & the interests rates you get, over the course of the mortgage/loan.
2026-11-04 17:23:17
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Jerit Drysdale :
what if you do two extra payments a year?
2026-11-04 17:19:00
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The Salty Mom 🇨🇦 :
I had a 25 year mortgage, paid it off in 17 years. I paid weekly, that way every 5 week month I made an extra payment, plus I added extra to each weekly payment, starting at $25/week and gradually increasing as I made more money.
2026-11-04 16:14:05
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Gigas :
well that man starting his mortgage payments sometime in the 70s when you could buy a house with an income of $3.25/hr and still have savings.
2026-11-04 16:01:00
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2003_Duramax :
For my 25 year mortgage In my 6 year term I was able to bring the total duration of the Mortgage to 19. So I paid off 1 extra year. But by doing this it also puts more of your money straight towards your principal and not the interest. That also helps lower the amount of years you’ll have a mortgage
2026-11-04 14:47:16
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